Brevard County property record for 1044 Gray Rd, Cocoa, FL 32926
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,173 sqft · built 2005 |
| Lot Size | 1.36 acres (59,242 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $288,000 (Mar 2018) |
| Tax Bill | $573 (2025) |
| Deeds & Mortgages | Mar 2017 Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-35-25-00-57 |
| Primary APN | 24-35-25-00-57 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,173 sqft Living Area |
| Gross Area | 2,861 sqft |
| 1st Floor Area | 2,173 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 59,242 sqft |
| Garage Type | Attached |
| Garage Area | 403 sqft |
| Porch | Florida Room |
| Porch Area | 285 sqft |
| Patio Area | 74 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2441258 |
|---|---|
| Street Address | 1044 GRAY RD |
| City | COCOA |
| State | FL |
| Zip | 32926-4375 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR1 |
| Legal Description | PART OF NE 1/4 OF NE 1/4 AS DESC IN ORB 3085 PG 4950 AS TRACT #24 |
| Legal Range | 35E |
| Legal Township | 24S |
| Legal Section | 25 |
| Legal Subdivision | ACREAGE |
| Legal Tract | 24 |
| Legal Block | 57 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | COCOA-ROCKLEDGE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 62401 |
Source: Brevard County assessment roll, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1044 GRAY RD, COCOA, FL 32926-4375 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FBC MORTGAGE LLC |
| Sep 30, 2020 | Deed of Trust, Mortgage · VA Mortgage COMMUNITY CU OF FLORIDA |
| Mar 16, 2018 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 16, 2018 · Amount on Record |
| Deed Sale | Mar 16, 2018 · Amount on Record |
| Prior Sale | Jun 16, 2015 · Amount on Record |
| Deed Document Number | 201859226 |
| Deed Book / Page | 8115 / 2484 |
| Prior Transfer Date | Jul 10, 2014 |
| Prior Transfer Doc | 0071631791 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 1044 GRAY RD, COCOA, FL 32926-4375 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0078510291 |
|---|---|
| Date | Mar 28, 2017 |
| Book Page | 7851/0291 |
| Instrument | 2017063220 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ORLANDO, FL 32801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 1044 GRAY RD, COCOA, FL 32926-4375 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2021 |
| Title Company | FEDERAL TITLE INS AGCY INC |
| Name | Verified Name |
|---|---|
| Address | 1044 GRAY RD, COCOA, FL 32926-4375 |
| Document Number | 0088711052 |
|---|---|
| Date | Sep 30, 2020 |
| Book Page | 8871/1052 |
| Instrument | 2020214029 |
| Name | COMMUNITY CU OF FLORIDA |
|---|---|
| Type | Credit Union |
| Address | ROCKLEDGE, FL 32955 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Mar 16, 2018 |
| Property Address | 1044 GRAY RD, COCOA, FL 32926-4375 |
| Document Number | 0081152484 |
| Book / Page | 008115 / 002484 |
| Instrument Date | Mar 9, 2018 |
| Instrument | 59226 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2018 |
| Title Company | SUPREME TITLE CLOSINGS LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,016.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8019 CHESTNUT CEDAR DR |
| Document Number | 81152487 |
|---|---|
| Date | Mar 16, 2018 |
| Book Page | 008115/002487 |
| Instrument | 59227 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 15, 2048 |
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Cocoa City |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $261,170 (+2.7%) | $368,980 (+0.24%) | |
| 2025 | $573.00 (+1.78%) Veteran's exemption | $254,310 (+5.98%) | $368,080 (+20.94%) |
| 2024 | $563.00 (+2.93%) | ||
| 2023 | $547.00 (+3.8%) Disabled Person's exemption Veteran's exemption | $239,960 (+3%) | $304,360 (+6.76%) Land $54,400 Building $249,960 |
| 2022 | $527.00 Disabled Person's exemption Veteran's exemption | $232,980 | $285,090 Land $54,400 Building $230,690 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 51% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COCOA serves 294,039 people · EPA ID FL3050223 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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