1074 E Carolina Ave, Fruita, CO 81521 Property Records

Mesa County property record for 1074 E Carolina Ave, Fruita, CO 81521

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,264 sqft · built 1978
Lot Size	0.241 acres (10,500 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Aug 2024)
Tax Bill	$1,775 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Feb 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2697-174-10-014`

Property Details

APN / Parcel Number

Primary APN	`2697-174-10-014`
Alternative APN	`R012665`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,264 sqft Living Area
Gross Area	1,888 sqft
1st Floor Area	1,264 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	624 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	R012665
Street Address	1074 E CAROLINA AVE
City	FRUITA
State	CO
Zip	81521-2809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 22 TO 24 INC BLK 6 CLEVELAND ADD TO FRUITA SEC 17 1N 2W UM + VACATED ST ADJ AS PER ORD NO 367
Legal Range	002
Legal Township	01N
Legal Section	17
Legal Subdivision	CLEVELAND TOWN OF
Legal Block	6
Legal Lot Number	22 TO
Jurisdiction	MESA CO
Township / Civil Division	FRUITA
Census Block Group	4
Census Block	4025
Census Tract	1504

Owner

Source: Mesa County assessment roll, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1074 E CAROLINA AVE, FRUITA, CO 81521-2809
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 14, 2023	Special Warranty Deed, Transfer · FHA Mortgage PRIMELENDING
May 19, 2020	Grant Deed, Transfer · Conventional Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 27, 2024 · Amount on Record
Deed Sale	Aug 27, 2024 · Amount on Record
Prior Sale	Feb 14, 2023 · Amount on Record
Deed Document Number	20243102540
Prior Transfer Date	Nov 21, 2013
Prior Transfer Doc	0002675411
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	1074 E CAROLINA AVE, FRUITA, CO 81521-2809
Transaction Type	Mortgage
Record Updated	Dec 30, 2025
Title Company	FNTIC, FNTC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1074 E CAROLINA AVE, FRUITA, CO 81521-2809

Mortgage

Document Number	0003145287
Date	Dec 12, 2025
Instrument	3145287

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2046

February 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MESA CO
Recording Date	Feb 14, 2023
Property Address	1074 E CAROLINA AVE, FRUITA, CO 81521-2809
Document Number	0003056019
Map Reference	DOC 1142131
Instrument Date	Feb 6, 2023
Instrument	3056019
Transaction Type	Transfer
Record Updated	Feb 24, 2023
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$33.49
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1074 E CAROLINA AVE, FRUITA, CO 81521-2809

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1074 E CAROLINA AVE, FRUITA, CO 81521-2809

Mortgage

Document Number	0003056020
Date	Feb 14, 2023
Instrument	3056020

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MESA CO
Recording Date	May 19, 2020
Property Address	1074 E CAROLINA AVE, FRUITA, CO 81521-2809
Document Number	0002924921
Instrument Date	May 19, 2020
Instrument	2924921
Transaction Type	Transfer
Record Updated	Jul 13, 2020
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$25.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1074 E CAROLINA AVE FRUITA CO 815212809, FRUITA, CO 81521-2809

Mortgage

Document Number	2924922
Date	May 19, 2020
Instrument	2924922

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 18, 2050

Tax Assessment & Valuation

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Municipality	Fruita City
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,775.00 (+9.5%)	$21,310 (+7.79%) Land $6,250 Building $15,060	$341,000 (+15.54%) Land $100,000 Building $241,000
2024	$1,621.00 (+9.38%)	$19,770 (+8.81%) Land $6,210 Building $13,560
2023	$1,482.00 (+9.94%)	$18,170 (+11.75%) Land $6,130 Building $12,040	$295,140 (+26.23%) Land $92,720 Building $202,420
2022	$1,348.00	$16,260 Land $3,480 Building $12,780
2021			$233,820 Land $50,000 Building $183,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UTE WCD serves 92,580 people · EPA ID CO0139791
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Clearnetworx Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

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