1046 E Carolina Ave, Fruita, CO 81521 Property Records

Mesa County property record for 1046 E Carolina Ave, Fruita, CO 81521

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,448 sqft · built 1975
Lot Size0.038 acres (1,648 sqft)
Owner2 Individual Names on File
Last Sale$365,000 (Mar 2023)
Tax Bill$2,150 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Jun 2019 Sale
Flood ZoneZone X (minimal risk)
APN2697-174-10-002

Property Details

APN / Parcel Number

Primary APN2697-174-10-002
Alternative APN
  • R012658

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,448 sqft Living Area
Gross Area1,980 sqft
1st Floor Area1,448 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1990
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area1,648 sqft (0.038 acres)
Garage TypeAttached
Garage Area532 sqft
PorchOpen/Unfinished Porch
Porch Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberR012658
Street Address1046 E CAROLINA AVE
CityFRUITA
StateCO
Zip81521-2809
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 11 TO 15 INC BLK 6 CLEVELAND ADD + ALSO VACATED STREET ADJ AS PER ORD NO 367 & VACATED PINE WAY ADJ AS PER ORD NO 1987-6 & RECORDED IN B-1658 P-427 OF MESA CO RECORDS
Legal Range002
Legal Township01N
Legal Section17
Legal SubdivisionCLEVELAND ADD
Legal Block6
Legal Lot Number11-15
JurisdictionMESA CO
Township / Civil DivisionFRUITA
Census Block Group4
Census Block4025
Census Tract1504

Owner

Source: Mesa County records · APN 2697-174-10-002

Assessment roll updated April 8, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1046 E CAROLINA AVE, FRUITA, CO 81521-2809
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 13, 2023Special Warranty Deed, Transfer · FHA Mortgage
MORTGAGE SOLUTIONS OF COLORADO LLC
Jun 06, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 13, 2023 · Amount on Record
Deed SaleMar 13, 2023 · Amount on Record
Deed Document Number20233057996
Record UpdatedJun 08, 2026

March 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMESA CO
Recording DateMar 13, 2023
Property Address1046 E CAROLINA AVE, FRUITA, CO 81521-2809
Document Number0003057996
Instrument DateMar 10, 2023
Instrument3057996
Transaction TypeTransfer
Record UpdatedMar 27, 2023
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$36.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1046 E CAROLINA AVE, FRUITA, CO 81521-2809

Mortgage

Document Number0003057997
DateMar 13, 2023
Instrument3057997
Lender
NameMORTGAGE SOLUTIONS OF COLORADO LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2053

Mortgage

Document Number0003057998
DateMar 13, 2023
Instrument3057998
Lender
NameCOLORADO HOUSING & FINANCE AUTHORITY
TypeGovernment Agency
AddressDENVER, CO 80202
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2053

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMESA CO
Recording DateJun 06, 2019
Property Address1046 E CAROLINA AVE, FRUITA, CO 81521-2809
Document Number0002882589
Instrument DateJun 04, 2019
Instrument2882589
Transaction TypeTransfer
Record UpdatedJul 11, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address252 PARK ST DELTA CO 814162224, DELTA, CO 81416-2224

Tax Assessment & Valuation

Source: Mesa County records · Assessment roll updated April 8, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateColorado
CountyMesa County
MunicipalityFruita City
Unified School DistrictMesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,150.00 (+5.39%)$25,800 (+3.7%) Land $9,380 Building $16,420$412,770 (+11.14%) Land $150,000 Building $262,770
2024$2,040.00 (+10.99%)$24,880 (+10.38%) Land $9,630 Building $15,250
2023$1,838.00 (+17.29%)$22,540 (+19.26%) Land $9,500 Building $13,040$371,400 (+36.54%) Land $143,720 Building $227,680
2022$1,567.00$18,900 Land $5,210 Building $13,690
2021$272,000 Land $75,000 Building $197,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mesa County (08077C), as of January 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Clearnetworx
Fiber
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 516 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CO0139791, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemUTE WCD
serves 92,580 people
Water SourceSurface water
Last State InspectionNov 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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