1074 Clark Way, Gilroy, CA 95020 Property Records

Santa Clara County property record for 1074 Clark Way, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,097 sqft · built 1980
Lot Size	0.192 acres (8,371 sqft)
Owner	2 Individual Names on File
Last Sale	$343,000 (Feb 2010)
Tax Bill	$5,536 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2025 Line of Credit + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`808-34-015`

Property Details

APN / Parcel Number

Primary APN	`808-34-015`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,097 sqft Living Area
1st Floor Area	1,197 sqft
2nd Floor Area	900 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	8,371 sqft (0.192 acres)
Garage Area	493 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1074 CLARK WAY
City	GILROY
State	CA
Zip	95020-5413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 6121 LOT 19
Legal Tract	6121
Legal Lot Number	19
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2008
Census Tract	512510

Owner

1074 Clark Way is owned and occupied by two individuals who bought it in February 2010.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1074 CLARK WAY, GILROY, CA 95020-5413
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMEPLUS CORPORATION
Jan 29, 2025	Deed of Trust, Mortgage · Line of Credit BMO BANK NA
Nov 22, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Jul 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2010 · Amount on File
Deed Sale	Feb 19, 2010 · Amount on File
Prior Sale	Aug 10, 2009 · Amount on File
Deed Document Number	201020615889
Prior Transfer Date	Jul 9, 2007
Prior Transfer Doc	0019516235
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1074 CLARK WAY, GILROY, CA 95020-5413
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	IN TITLE, FIN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1074 CLARK WAY, GILROY, CA 95020-5413

Mortgage

Document Number	0024918931
Date	Apr 13, 2021
Instrument	24918931

Lender

Name	HOMEPLUS CORPORATION
Type	Non-Lending Institution
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1074 CLARK WAY, GILROY, CA 95020-5413
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1074 CLARK WAY, GILROY, CA 95020-5413

Mortgage

Document Number	0025759362
Date	Jan 29, 2025
Instrument	25759362

Lender

Name	BMO BANK NA
Type	Bank
Address	320 S CANAL ST, CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 27, 2055

Interest

Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1074 CLARK WAY, GILROY, CA 95020-5413
Document Number	0024351812
Instrument Date	Nov 22, 2019
Transaction Type	Mortgage
Record Updated	Dec 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1074 CLARK WAY GILROY CA 950205413, GILROY, CA 95020-5413

Mortgage

Document Number	0024351812
Date	Dec 9, 2019
Instrument	24351812

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 8, 2049

Interest

Rate Type	Adjustable Rate

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1074 CLARK WAY, GILROY, CA 95020-5413
Document Number	0023987986
Instrument Date	Jul 18, 2018
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1074 CLARK WAY GILROY CA 950205413, GILROY, CA 95020-5413

Mortgage

Document Number	0023987986
Date	Jul 23, 2018
Instrument	23987986

Lender

Name	OPTIMUM FIRST INC
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 22, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1074 Clark Way was $5,536.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$451,592 (+2%) Land $248,311 Building $203,281
2025	$5,536.00	$442,739 Land $243,443 Building $199,296
2023	$5,417.00 (+1.69%)	$425,549 Land $233,991 Building $191,558
2022	$5,327.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1074 Clark Way in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1074 Clark Way is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 70% of California
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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