10739 Worrell Rd, Willoughby, OH 44094 Property Records

Lake County property record for 10739 Worrell Rd, Willoughby, OH 44094

Property Summary

Property Type	Timberland, Forest, Woodland Vacant Land
Details	3 bd · 2.5 ba · 2,414 sqft · built 1910
Lot Size	13 acres (566,280 sqft)
Owner	2 Company Names on Record
Tax Bill	$11,168 (2023)
Deeds & Mortgages	Feb 2022 Mortgage Apr 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-A-024-0-00-006-0`

Property Details

APN / Parcel Number

Primary APN	`20-A-024-0-00-006-0`
Alternative APN	`C 17`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,414 sqft Gross Area
1st Floor Area	728 sqft
Basement Area	378 sqft
Finished Basement	378 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1995
Architectural Style	Old Style
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	566,280 sqft (13 acres)

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	421 sqft
Deck Area	46 sqft
Patio Area	396 sqft
Shed	1 Shed
Shed Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	10739 WORRELL RD
City	WILLOUGHBY
State	OH
Zip	44094-8727
Property Category	Vacant Land
Property Type	Vacant Land > Timberland, Forest, Woodland
Local Zoning Code	R-3
Legal Description	LOT 106 TRACT 3 1984 CERT# 10323 5.75 AC
Legal Tract	3
Legal Block	2
Legal Lot Number	106
Jurisdiction	LAKE OH
Township / Civil Division	KIRTLAND
Census Block Group	2
Census Block	2007
Census Tract	206400

Owner

Source: Lake County records, as of June 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	10739 WORRELL RD, WILLOUGHBY, OH 44094-8727
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA
Apr 8, 2026	Deed of Trust, Mortgage · Line of Credit THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION
Jun 2, 2023	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 1984
Deed Sale	Mar 30, 1984
Last Transfer Date	Jun 1, 2023
Transfer Doc	0000010403
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	10739 WORRELL RD, WILLOUGHBY, OH 44094-8727
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005764
Date	Feb 24, 2022
Instrument	2022R005764

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Mar 1, 2032

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Recording Date	Apr 8, 2026
Property Address	10739 WORRELL RD, WILLOUGHBY, OH 44094-8727
Document Number	0000007084
Instrument Date	Apr 2, 2026
Instrument	20267084
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	THIRD CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10739 WORRELL RD, WILLOUGHBY, OH 44094-8727
Investor	Possibly a Property Investor

Mortgage

Document Number	0000007084,
Date	Apr 8, 2026
Instrument	20267084

Lender

Name	THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2056

Interest

Rate	6%
Max Rate	-1%

June 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LAKE OH
Recording Date	Jun 2, 2023
Property Address	10739 WORRELL RD, WILLOUGHBY, OH 44094-8727
Document Number	0000010403
Instrument Date	May 10, 2023
Instrument	2023R010403
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	10739 WORRELL RD, WILLOUGHBY, OH 44094-8727
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Kirtland City
Unified School District	Kirtland Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$146,310 (+37.19%) Land $59,730 Building $86,580	$418,020 (+37.19%) Land $170,660 Building $247,360
2023	$11,168.00 (+37.52%) Homeowner's exemption Senior Citizen's exemption	$106,650 (-) Land $49,050 Building $57,600
2022	$8,121.00 Homeowner's exemption Senior Citizen's exemption	$106,650 Land $49,050 Building $57,600
2021			$304,710 Land $140,130 Building $164,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
AT&T DSL	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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