10729 Worrell Rd, Willoughby, OH 44094 Property Records

Lake County property record for 10729 Worrell Rd, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,552 sqft · built 1975
Lot Size	8.52 acres (371,131 sqft)
Owner	Individual Name on File
Last Sale	$800,000 (Mar 2019)
Tax Bill	$19,014 (2023)
Deeds & Mortgages	Jun 2021 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-A-024-0-00-035-0`

Property Details

APN / Parcel Number

Primary APN	`20-A-024-0-00-035-0`
Alternative APN	`C 15`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,552 sqft Living Area
1st Floor Area	1,436 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2001
Architectural Style	Contemporary
Exterior Material	Wood Siding
Lot Area	371,131 sqft (8.52 acres)
Garage Type	Detached
Garage Area	1,599 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	460 sqft
Deck Area	53 sqft
Patio Area	1,545 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	C 15
Street Address	10729 WORRELL RD
City	WILLOUGHBY
State	OH
Zip	44094-8727
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 87 TRACT 3
Legal Subdivision	CITY/KIRTLAND 03
Legal Tract	3
Legal Lot Number	87
Jurisdiction	LAKE OH
Township / Civil Division	KIRTLAND
Census Block Group	2
Census Block	2007
Census Tract	206400

Owner

10729 Worrell Rd is owned and occupied by an individual who bought it in March 2019.

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	10729 WORRELL RD, WILLOUGHBY, OH 44094-8727
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage VANDERBILT MORTGAGE & FINANCE INC
Mar 12, 2019	Survivorship Deed, Transfer · Conventional Mortgage HOME SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2019 · Amount on File
Deed Sale	Mar 12, 2019 · Amount on File
Prior Sale	Nov 15, 2000 · Amount on File
Deed Document Number	442319
Record Updated	Jun 7, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	10729 WORRELL RD, WILLOUGHBY, OH 44094-8727
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020311
Date	Jun 15, 2021
Instrument	2021R020311

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company
Address	ATLANTA, GA 30361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

March 2019: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LAKE OH
Recording Date	Mar 12, 2019
Property Address	10729 WORRELL RD, WILLOUGHBY, OH 44094-8727
Document Number	0000004977
Instrument Date	Mar 6, 2019
Instrument	2019R004977
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	PATRIOT TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	10729 WORRELL RD, WILLOUGHBY, OH 44094-8727

Mortgage

Document Number	0000004978
Date	Mar 12, 2019
Instrument	2019R004978

Lender

Name	HOME SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Mortgage

Document Number	0000004979
Date	Mar 12, 2019
Instrument	2019R004979

Lender

Name	HOME SAVINGS BANK
Type	Bank
Address	YOUNGSTOWN, OH 44503

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Kirtland City
Unified School District	Kirtland Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$19,014.00 (+101.48%) Homeowner's exemption	$181,570 (-) Land $59,980 Building $121,590
2022	$9,437.00 Homeowner's exemption	$181,570 Land $59,980 Building $121,590
2021			$518,790 Land $171,380 Building $347,410

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10729 Worrell Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10729 Worrell Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
AT&T DSL	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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