10738 Cactus Way, Helotes, TX 78023 Property Records

Bexar County property record for 10738 Cactus Way, Helotes, TX 78023

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,861 sqft · built 2016
Lot Size	0.181 acres (7,880 sqft)
Owner	2 Individual Names on File
Last Sale	$317,200 (Jun 2019)
Tax Bill	$6,804 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04481-012-0590`

Property Details

APN / Parcel Number

Primary APN	`04481-012-0590`
Alternative APN	`1219078`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,861 sqft Living Area
Gross Area	3,302 sqft
1st Floor Area	1,753 sqft
2nd Floor Area	1,108 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Roof Material	Asphalt
Lot Area	7,880 sqft (0.181 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	214 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10738 CACTUS WAY
City	HELOTES
State	TX
Zip	78023-3542
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CB 4481L (LANTANA OAKS PH-3), BLOCK 12 LOT 59 2015 NEW ACCT PER PLAT 9677/50-56 EXE 11/24/14
Legal Subdivision	CB 4481L (LANTANA OAKS PH-3)
Legal Tract	59
Legal Block	12
Legal Lot Number	59
Jurisdiction	BEXAR TX
Township / Civil Division	SAN ANTONIO NORTHWEST
Census Block Group	1
Census Block	1019
Census Tract	181724

Owner

10738 Cactus Way is owned and occupied by two individuals who bought it in June 2019.

Source: Bexar County records, as of May 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10738 CACTUS WAY, HELOTES, TX 78023-3542
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Jun 5, 2019	Vendor's Lien, Transfer · FHA Mortgage GUILD MORTGAGE CO
Mar 21, 2019	Grant Deed, Foreclosure ATTORNEY ONLY
Mar 21, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2019 · Amount on File
Deed Sale	Jun 5, 2019 · Amount on File
Prior Sale	Mar 21, 2019
Deed Document Number	2019105441
Prior Transfer Date	Mar 6, 2019
Prior Transfer Doc	0000049663
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEXAR TX
Property Address	10738 CACTUS WAY, HELOTES, TX 78023-3542
Transaction Type	Mortgage
Record Updated	Apr 7, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000078364
Date	Mar 25, 2021
Instrument	20210078364

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

June 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BEXAR TX
Recording Date	Jun 5, 2019
Property Address	10738 CACTUS WAY, HELOTES, TX 78023-3542
Document Number	0000105441
Map Reference	VOL 9677 PG 50-52
Instrument Date	May 29, 2019
Instrument	20190105441
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	ORT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 VERMONT AVE NW, 810, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10738 CACTUS WAY, HELOTES, TX 78023-3542

Mortgage

Document Number	0000105442
Date	Jun 5, 2019
Instrument	20190105442

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

March 2019: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	BEXAR TX
Recording Date	Mar 21, 2019
Property Address	10738 CACTUS WAY, HELOTES, TX 78023-3542
Document Number	0000049664
Instrument Date	Mar 15, 2019
Instrument	49664
Transaction Type	Foreclosure
Record Updated	Mar 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

March 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BEXAR TX
Recording Date	Mar 21, 2019
Property Address	10738 CACTUS WAY, HELOTES, TX 78023-3542
Document Number	0000049663
Instrument Date	Mar 5, 2019
Instrument	49663
Transaction Type	Foreclosure
Record Updated	Mar 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5016 PARKWAY PLAZA BOULEVARD BUILDI CHARLOTTE NC 28217, CHARLOTTE, NC 28217

Tax Assessment & Valuation

The 2025 property tax bill for 10738 Cactus Way was $6,804 with a homeowner's exemption, up 1.8% from the year before.

Source: Bexar County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bexar County
Unified School District	Northside Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,804.00 (+1.83%) Homeowner's exemption	$473,630 Land $91,010 Building $382,620	$473,630 Land $91,010 Building $382,620
2024	$6,682.00 (+2.02%)
2023	$6,550.00 (-24.34%)	$450,650 Land $91,010 Building $359,640	$450,650 Land $91,010 Building $359,640
2022	$8,657.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10738 Cactus Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10738 Cactus Way is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN ANTONIO WATER SYSTEM serves 2,643,729 people · EPA ID TX0150018
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: VTX Communications.

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