10734 Cactus Way, Helotes, TX 78023 Property Records

Bexar County property record for 10734 Cactus Way, Helotes, TX 78023

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,771 sqft · built 2016
Lot Size	0.137 acres (5,973 sqft)
Owner	2 Individual Names on Record
Last Sale	$406,100 (Oct 2020)
Deeds & Mortgages	Dec 2025 Transfer Feb 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04481-012-0600`

Property Details

APN / Parcel Number

Primary APN	`04481-012-0600`
Alternative APN	`1219079`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,771 sqft Living Area
Gross Area	3,287 sqft
1st Floor Area	1,315 sqft
2nd Floor Area	1,456 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Roof Material	Asphalt
Lot Area	5,973 sqft (0.137 acres)
Garage Type	Attached
Garage Area	516 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	154 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10734 CACTUS WAY
City	HELOTES
State	TX
Zip	78023-3542
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CB 4481L (LANTANA OAKS PH-3), BLOCK 12 LOT 60 2015 NEW ACCT PER PLAT 9677/50-56 EXE 11/24/14
Legal Subdivision	CB 4481L (LANTANA OAKS PH-3)
Legal Tract	60
Legal Block	12
Legal Lot Number	60
Jurisdiction	BEXAR TX
Township / Civil Division	SAN ANTONIO NORTHWEST
Census Block Group	1
Census Block	1019
Census Tract	181724

Owner

Source: Bexar County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10734 CACTUS WAY, HELOTES, TX 78023-3542
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Intrafamily Transfer, Transfer
Feb 8, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Feb 15, 2023	Vendor's Lien, Transfer · Conventional Mortgage GARDNER FINANCIAL SERVICES LTD
Oct 8, 2020	Vendor's Lien, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2020 · Amount on Record
Deed Sale	Oct 8, 2020 · Amount on Record
Prior Sale	Jun 11, 2020 · Amount on Record
Deed Document Number	2020240001
Record Updated	Sep 20, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEXAR TX
Recording Date	Dec 18, 2025
Property Address	10734 CACTUS WAY, HELOTES, TX 78023-3542
Document Number	0000235260
Instrument Date	Dec 16, 2025
Instrument	20250235260
Transaction Type	Transfer
Record Updated	Dec 31, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11515 PAYNES GRAY, HELOTES, TX 78023-4645

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	11515 PAYNES GRAY, HELOTES, TX 78023-4645

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEXAR TX
Property Address	10734 CACTUS WAY, HELOTES, TX 78023-3542
Transaction Type	Mortgage
Record Updated	Feb 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10734 CACTUS WAY, HELOTES, TX 78023-3542

Mortgage

Document Number	0000021420
Date	Feb 8, 2023
Instrument	20230021420

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BEXAR TX
Recording Date	Feb 15, 2023
Property Address	10734 CACTUS WAY, HELOTES, TX 78023-3542
Document Number	0000025805
Map Reference	VOL 9572 PG 144-147
Instrument Date	Feb 15, 2023
Instrument	20230025805
Transaction Type	Transfer
Record Updated	Feb 28, 2023
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11515 PAYNES GRAY, HELOTES, TX 78023-4645

Mortgage

Document Number	0000025806
Date	Feb 15, 2023
Instrument	20230025806

Lender

Name	GARDNER FINANCIAL SERVICES LTD
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

October 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BEXAR TX
Recording Date	Oct 8, 2020
Property Address	10734 CACTUS WAY, HELOTES, TX 78023-3542
Document Number	0000240001
Map Reference	VOL 9677 PG 50-52
Instrument Date	Oct 5, 2020
Instrument	20200240001
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	ALAMO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4529 ALABAMA AVE, 4529, COLUMBUS, MS 39705-7592

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10734 CACTUS WAY, HELOTES, TX 78023-3542

Mortgage

Document Number	0000240002
Date	Oct 8, 2020
Instrument	20200240002

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Bexar County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bexar County
Unified School District	Northside Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$444,990 (+5.19%) Land $79,200 Building $365,790	$444,990 (+5.19%) Land $79,200 Building $365,790
2023	Homeowner's exemption	$423,030 Land $79,200 Building $343,830	$423,030 Land $79,200 Building $343,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN ANTONIO WATER SYSTEM serves 2,643,729 people · EPA ID TX0150018
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: VTX Communications.

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