Pinellas County property record for 10735 109th Ln, Largo, FL 33778
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,080 sqft · built 1960 |
| Lot Size | 0.143 acres (6,212 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $59,000 (Oct 1996) |
| Tax Bill | $899 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-750-6647-2 |
| Primary APN | C62-000-750-6647-2 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| Gross Area | 1,160 sqft |
| 1st Floor Area | 1,080 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | H-Shape |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 6,212 sqft (0.143 acres) |
| Lot Dimensions | 100 ft deep x 62 ft wide |
| Garage Area | 288 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 80 sqft |
| Deck Area | 150 sqft |
| Patio Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R163949 |
|---|---|
| Street Address | 10735 109TH LN |
| City | LARGO |
| State | FL |
| Zip | 33778-4042 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | PINE GROVE ESTATES LOT 97 |
| Legal Range | 15E |
| Legal Township | 30S |
| Legal Section | 15 |
| Legal Subdivision | PINE GROVE ESTATES |
| Legal Tract | 69282 |
| Legal Lot Number | 97 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | BOCA CIEGA |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 25114 |
Source: Pinellas County records, as of December 2, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10735 109TH LN, LARGO, FL 33778-4042 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 24, 1996 · Amount on Record |
| Deed Sale | Oct 24, 1996 · Amount on Record |
| Prior Sale | Oct 10, 1994 · Amount on Record |
| Deed Book / Page | 9502 / 1502 |
| Last Transfer Date | Mar 8, 2006 |
| Transfer Doc | 0150141748 |
| Record Updated | Jun 8, 2026 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $899.00 (+9.1%) Homeowner's exemption | $87,014 (+5.99%) | $224,719 (+2.28%) Land $112,631 Building $112,088 |
| 2024 | $824.00 (+5.1%) | ||
| 2023 | $784.00 (+5.09%) Homeowner's exemption | $82,099 (+3%) | $219,710 (+12.89%) Land $132,342 Building $87,368 |
| 2022 | $746.00 Homeowner's exemption | $79,708 | $194,616 Land $128,024 Building $66,592 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 32 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 9 (1983–2024) |
| Claims Outside the SFHA | 9 of 9 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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