10722 109th Ln, Largo, FL 33778 Property Records

Pinellas County property record for 10722 109th Ln, Largo, FL 33778

Property Summary

Property TypeSingle Family Home
Details1 ba · 792 sqft · built 1959
Lot Size0.164 acres (7,183 sqft)
OwnerOwner Name on Record
Last Sale$89,600 (Jul 2002)
Tax Bill$647 (2025)
Deeds & MortgagesApr 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APNC62-000-750-6572-2

Property Details

APN / Parcel Number

Primary APNC62-000-750-6572-2
Alternative APNs
  • 15-30-15-69282-000-0170
  • R163874

Interior

Full Baths1 Bath
Stories1 Story
Building Area792 sqft Heated Area
1st Floor Area792 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1984
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,183 sqft (0.164 acres)
Lot Dimensions115 ft deep x 62 ft wide
Garage Area288 sqft
Parking Spaces1 Parking Space
PorchFinished/Screened Porch
Porch Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR163874
Old Parcel Number153015692820000170
Street Address10722 109TH LN
CityLARGO
StateFL
Zip33778-4009
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPINE GROVE ESTATES LOT 17
Legal Range15
Legal Township30
Legal Section15
Legal SubdivisionPINE GROVE ESTATES
Legal Lot Number17
JurisdictionPINELLAS FL
Township / Civil DivisionBOCA CIEGA
Census Block Group1
Census Block1004
Census Tract25114

Owner

Source: Pinellas County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address10722 109TH LN, LARGO, FL 33778-4009
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 30, 2002 · Amount on Record
Deed SaleJul 30, 2002 · Amount on Record
Prior SaleSep 18, 2000 · Amount on Record
Deed Document Number0012134440
Deed Book / Page12134 / 440
Record UpdatedJun 8, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address10722 109TH LN, SEMINOLE, FL 33778-4009
Transaction TypeMortgage
Record UpdatedAug 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0200232213
DateApr 24, 2018
Book Page20023/2213
Instrument2018126863
Lender
NamePNC BANK NA
TypeBank
AddressLARGO, FL 33778
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueApr 11, 2058
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$647.00 (+14.72%) Homeowner's exemption Widower's exemption$78,097 (+5.99%)$207,730 (-1.88%) Land $117,272 Building $90,458
2023$564.00 (-10.9%) Homeowner's exemption Widower's exemption$73,685 (+3%)$211,713 (+12.62%) Land $138,490 Building $73,223
2022$633.00 Homeowner's exemption Widower's exemption$71,539$187,987 Land $132,512 Building $55,475

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 32 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies32 in force
Nearby Flood Claims9 (1983–2024)
Claims Outside the SFHA9 of 9
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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