Lorain County property record for 1073 Rosealee Ave, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,395 sqft · built 1958 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Last Sale | $245,000 (May 2026) |
| Tax Bill | $3,212 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage May 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-25-031-114-002 |
| Primary APN | 06-25-031-114-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,395 sqft Living Area |
| Gross Area | 1,521 sqft |
| 1st Floor Area | 1,330 sqft |
| Basement Area | 1,330 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 106 ft deep x 101 ft wide |
| Garage Type | Detached |
| Garage Area | 585 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 202 sqft |
| Deck Area | 246 sqft |
| Patio Area | 246 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 1073 ROSEALEE AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-2945 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROSEALEE ADD 146.71 X 101 |
| Legal Subdivision | ROSEALEE ADD |
| Legal Tract | 25 |
| Legal Block | 114 |
| Legal Lot Number | 11 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 70101 |
Source: Lorain County records · APN 06-25-031-114-002
Assessment roll updated May 16, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1073 ROSEALEE AVE, ELYRIA, OH 44035-2945 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Feb 25, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| May 05, 2026 | Deed, Transfer · Conventional Mortgage NATIONS DIRECT MORTGAGE, LLC |
| Feb 07, 2020 | Grant Deed, Transfer · Conventional Mortgage PNC BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 05, 2026 · Amount on Record |
| Deed Sale | May 05, 2026 · Amount on Record |
| Prior Sale | Feb 07, 2020 · Amount on Record |
| Deed Document Number | 202694660 |
| Prior Transfer Date | Oct 11, 2010 |
| Prior Transfer Doc | 0000350190 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1073 ROSEALEE AVE, ELYRIA, OH 44035-2945 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2026 |
| Title Company | RIT COAST TITLE, TRI COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 1073 ROSEALEE AVE, ELYRIA, OH 44035-2945 |
| Investor | Possibly a Property Investor |
| Document Number | 0000086094 |
|---|---|
| Date | Feb 25, 2026 |
| Instrument | 2026-0086094 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 8.5% |
| Index | 1-Year CMT |
| Max Rate | 12.5% |
| Document Type | Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 05, 2026 |
| Property Address | 1073 ROSEALEE AVE, ELYRIA, OH 44035-2945 |
| Document Number | 0000094660 |
| Instrument Date | May 04, 2026 |
| Instrument | 2026.94660 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2026 |
| Title Company | NETWORK LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $98,980.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 1073 ROSEALEE AVE, ELYRIA, OH 44035-2945 |
| Document Number | 0000094661, |
|---|---|
| Date | May 05, 2026 |
| Instrument | 2026.94661 |
| Name | NATIONS DIRECT MORTGAGE, LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Feb 07, 2020 |
| Property Address | 1073 ROSEALEE AVE, ELYRIA, OH 44035-2945 |
| Document Number | 0000748557 |
| Instrument Date | Feb 03, 2020 |
| Instrument | 748557 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2020 |
| Title Company | BARRISTER TITLE SERVICES, BARRISTERS/OH |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $648.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1073 ROSEALEE AVE ELYRIA OH 440352945, ELYRIA, OH 44035-2945 |
| Document Number | 748558 |
|---|---|
| Date | Feb 07, 2020 |
| Instrument | 748558 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 06, 2035 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,212.00 (-0.46%) Homeowner's exemption | $68,210 (+%) Land $12,130 Building $56,080 | $194,880 (-) Land $34,650 Building $160,230 |
| 2024 | $3,227.00 (+3.5%) | $68,208 (+19.18%) Land $12,128 Building $56,081 | $194,880 (+19.18%) Land $34,650 Building $160,230 |
| 2023 | $3,118.00 (+0.35%) | $57,233 (-0.01%) Land $9,615 Building $47,618 | $163,520 (-) Land $27,470 Building $136,050 |
| 2022 | $3,107.00 | $57,240 Land $9,620 Building $47,620 | |
| 2021 | $163,520 Land $27,470 Building $136,050 |
Source: FEMA National Flood Hazard Layer as of May 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2014 · rainfall accumulation |
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
Based on FCC filings for 353 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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