1054 Rosealee Ave, Elyria, OH 44035 Property Records

Lorain County property record for 1054 Rosealee Ave, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,176 sqft · built 1958
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Owner Names on Record
Last Sale	$128,000 (Sep 2003)
Tax Bill	$3,148 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-25-031-110-004`

Property Details

APN / Parcel Number

Primary APN	`06-25-031-110-004`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,176 sqft Living Area
1st Floor Area	1,604 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	133 ft deep x 82 ft wide
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	32 sqft
Deck Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1054 ROSEALEE AVE
City	ELYRIA
State	OH
Zip	44035-2963
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROSALEE 210.98 X 110.00 S/L 7
Legal Subdivision	ROSEALEE ADDITION TO SPRING VALLEY
Legal Tract	25
Legal Block	110
Legal Lot Number	7
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	3
Census Block	3001
Census Tract	70101

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	1054 ROSEALEE AVE, ELYRIA, OH 44035-2963
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
May 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2003 · Amount on Record
Deed Sale	Sep 29, 2003 · Amount on Record
Prior Sale	Oct 20, 1999 · Amount on Record
Deed Document Number	2003006202
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	1054 ROSEALEE AVE, ELYRIA, OH 44035-2963
Transaction Type	Mortgage
Record Updated	Sep 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1054 ROSEALEE AVE, ELYRIA, OH 44035-2963

Mortgage

Document Number	20210839907
Date	Sep 20, 2021
Instrument	2021-0839907

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 27, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	1054 ROSEALEE AVE, ELYRIA, OH 44035-2963
Document Number	0000759665
Instrument Date	May 1, 2020
Transaction Type	Mortgage
Record Updated	May 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1054 ROSEALEE AVE ELYRIA OH 440352963, ELYRIA, OH 44035-2963

Mortgage

Document Number	0000759665
Date	May 8, 2020
Instrument	759665

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 7, 2040

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,148.00	$66,840 (%) Land $11,850 Building $54,990	$190,980 (-) Land $33,860 Building $157,120
2024	$3,148.00 (+9.08%)	$66,843 (+26.2%) Land $11,851 Building $54,992	$190,980 (+26.2%) Land $33,860 Building $157,120
2023	$2,886.00 (+0.38%)	$52,966 (-0.01%) Land $9,398 Building $43,568	$151,330 (-) Land $26,850 Building $124,480
2022	$2,875.00	$52,970 Land $9,400 Building $43,570
2021			$151,330 Land $26,850 Building $124,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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