1073 River Dr, River Falls, WI 54022 Property Records

St. Croix County property record for 1073 River Dr, River Falls, WI 54022

Property Summary

Property Type	Single Family Home
Lot Size	4.13 acres (179,903 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,612 (2026)
Deeds & Mortgages	Nov 2025 Transfer May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`022-1058-20-000`

Property Details

APN / Parcel Number

Primary APN	`022-1058-20-000`
Alternative APNs	`20.28.18.319C` `1549752`

Exterior

Lot Area	179,903 sqft (4.13 acres)

Location & Zoning

Street Address	1073 RIVER DR
City	RIVER FALLS
State	WI
Zip	54022-5739
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 20 T28N R18W 4.13A IN S 1/2 SE1/4 LOT 1 CSM VOL 3 PAGE 714
Legal Range	18W
Legal Township	28N
Legal Section	20
Legal Subdivision	TOWN/KINNICKINNIC
Legal Lot Number	1
Jurisdiction	ST CROIX WI
Township / Civil Division	KINNICKINNIC
Census Block Group	1
Census Block	1001
Census Tract	120901

Owner

1073 River Dr is owned and occupied by two individuals who acquired it in November 2025.

Source: St. Croix County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1073 RIVER DR, RIVER FALLS, WI 54022-5739
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Transfer on Death Deed, Transfer
May 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage WESTCONSIN CU
Apr 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage WESTCONSIN CU
Feb 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage WESTCONSIN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 11, 2025
Transfer Doc	0001200260
Record Updated	Oct 29, 2026

November 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST CROIX WI
Recording Date	Nov 12, 2025
Property Address	1073 RIVER DR, RIVER FALLS, WI 54022-5739
Document Number	0001200260
Map Reference	DOC 352634
Instrument Date	Nov 11, 2025
Instrument	1200260
Transaction Type	Transfer
Record Updated	Dec 31, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	1073 RIVER DR, RIVER FALLS, WI 54022-5739
Document Number	0001102141
Instrument Date	May 1, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1073 RIVER DR RIVER FALLS WI 540225739, RIVER FALLS, WI 54022-5739

Mortgage

Document Number	0001102141
Date	May 8, 2020
Instrument	1102141

Lender

Name	WESTCONSIN CU
Type	Credit Union
Address	MENOMONIE, WI 54751

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 7, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	1073 RIVER DR, RIVER FALLS, WI 54022-5739
Document Number	0001063572
Instrument Date	Apr 7, 2018
Transaction Type	Mortgage
Record Updated	May 9, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1073 RIVER DR RIVER FALLS WI 540225739, RIVER FALLS, WI 54022-5739

Mortgage

Document Number	0001063572
Date	Apr 16, 2018
Instrument	1063572

Lender

Name	WESTCONSIN CU
Type	Credit Union
Address	MENOMONIE, WI 54751

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 15, 2048

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	1073 RIVER DR, RIVER FALLS, WI 54022-5739
Document Number	0001061884
Instrument Date	Feb 27, 2018
Transaction Type	Mortgage
Record Updated	Mar 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1073 RIVER DR RIVER FALLS WI 540225739, RIVER FALLS, WI 54022-5739

Mortgage

Document Number	0001061884
Date	Mar 6, 2018
Instrument	1061884

Lender

Name	WESTCONSIN CU
Type	Credit Union
Address	MENOMONIE, WI 54751

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 5, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

The 2026 property tax bill for 1073 River Dr was $3,612 with a homeowner's exemption, up % from the year before.

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
County Subdivision	Kinnickinnic Town
Unified School District	River Falls School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,612.00 (+0.03%) Homeowner's exemption
2025	$3,611.00 (-1.71%) Homeowner's exemption	$259,700 (-) Land $85,000 Building $174,700	$259,700 (-) Land $85,000 Building $174,700
2024	$3,674.00 (+12.25%) Homeowner's exemption	$259,700 (-) Land $85,000 Building $174,700	$259,700 (-) Land $85,000 Building $174,700
2023	$3,273.00 Homeowner's exemption	$259,700 Land $85,000 Building $174,700	$259,700 Land $85,000 Building $174,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1073 River Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1998–2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1073 River Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Swiftcurrent Connect Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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