St. Croix County property record for 1041 River Dr, River Falls, WI 54022
| Property Type | Single Family Home |
|---|---|
| Lot Size | 18.2 acres (794,099 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $630,000 (Sep 2026) |
| Tax Bill | $5,264 (2026) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Feb 2018 Reverse Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 022-1083-20-300 |
| Primary APN | 022-1083-20-300 |
|---|---|
| Alternative APN |
|
| Lot Area | 794,099 sqft (18.2 acres) |
|---|
| Street Address | 1041 RIVER DR |
|---|---|
| City | RIVER FALLS |
| State | WI |
| Zip | 54022-5739 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 29 T28N R18W PT NW NE & PT NE NE; BEING PT LOT 4 CSM 9/2543 DESC AS COM N1/4 COR SEC 29 POB; TH N 87' E 1305.92FT; TH S |
| Legal Range | 18W |
| Legal Township | 28N |
| Legal Section | 29 |
| Legal Subdivision | CERTIFIED SURV MAP |
| Legal Lot Number | 4 |
| Jurisdiction | ST CROIX WI |
| Township / Civil Division | KINNICKINNIC |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 120901 |
Source: St. Croix County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1041 RIVER DR, RIVER FALLS, WI 54022-5739 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Sep 25, 2026 | Personal Representative Deed, Transfer · Conventional Mortgage RIVER FALLS STATE BANK |
| Feb 13, 2018 | Deed of Trust, Mortgage · Reverse Mortgage FEDERAL HOUSING COMMISSIONER |
| Feb 13, 2018 | Deed of Trust, Mortgage · Reverse Mortgage ONE LENDING INC |
| Mar 16, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Dec 22, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2026 · Amount on Record |
| Deed Sale | Sep 25, 2026 · Amount on Record |
| Prior Sale | Mar 16, 2018 |
| Deed Document Number | 20261213446 |
| Prior Transfer Date | Mar 8, 2018 |
| Prior Transfer Doc | 0001062343 |
| Record Updated | Oct 29, 2026 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | ST CROIX WI |
| Recording Date | Sep 25, 2026 |
| Property Address | 1041 RIVER DR, RIVER FALLS, WI 54022-5739 |
| Document Number | 0001213446 |
| Instrument Date | Sep 25, 2026 |
| Instrument | 20261213446 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1041 RIVER DR, RIVER FALLS, WI 54022-5739 |
| Document Number | 0001213447, |
|---|---|
| Date | Sep 25, 2026 |
| Instrument | 20261213447 |
| Name | RIVER FALLS STATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CROIX WI |
| Property Address | 1041 RIVER DR, RIVER FALLS, WI 54022-5739 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001061103 |
|---|---|
| Date | Feb 13, 2018 |
| Instrument | 1061103 |
| Name | FEDERAL HOUSING COMMISSIONER |
|---|---|
| Type | Funding / Finance Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 918 Months |
| Due | Aug 23, 2094 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CROIX WI |
| Property Address | 1041 RIVER DR, RIVER FALLS, WI 54022-5739 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001061102 |
|---|---|
| Date | Feb 13, 2018 |
| Instrument | 1061102 |
| Name | ONE LENDING INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 918 Months |
| Due | Aug 23, 2094 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CROIX WI |
| Recording Date | Mar 16, 2018 |
| Property Address | 1041 RIVER DR, RIVER FALLS, WI 54022-5739 |
| Document Number | 0001062343 |
| Instrument Date | Mar 8, 2018 |
| Instrument | 1062343 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1041 RIVER DR RIVER FALLS WI 540225739, RIVER FALLS, WI 54022-5739 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CROIX WI |
| Recording Date | Dec 22, 2017 |
| Property Address | 1041 RIVER DR, RIVER FALLS, WI 54022-5739 |
| Document Number | 0001058998 |
| Instrument Date | Dec 3, 2017 |
| Instrument | 1058998 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $495.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
Source: St. Croix County assessment roll, as of February 20, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | St. Croix County |
| County Subdivision | Kinnickinnic Town |
| Unified School District | River Falls School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,264.00 Homeowner's exemption | ||
| 2025 | $5,264.00 (+9.78%) Homeowner's exemption | $370,900 (-) Land $165,000 Building $205,900 | $370,900 (-) Land $165,000 Building $205,900 |
| 2023 | $4,795.00 Homeowner's exemption | $370,900 Land $165,000 Building $205,900 | $370,900 Land $165,000 Building $205,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1998–2020) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jun 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Swiftcurrent Connect Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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