1073 Golden Ledge Ln, Elgin, SC 29045 Property Records

Richland County property record for 1073 Golden Ledge Ln, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 4,625 sqft · built 2021
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$582,039 (Oct 2021)
Tax Bill	$10,304 (2022)
Deeds & Mortgages	Aug 2023 Transfer Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28916-01-15`

Property Details

APN / Parcel Number

Primary APN	`28916-01-15`
Alternative APNs	`R28916-01-15` `02180222`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,625 sqft Heated Area
Gross Area	5,613 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,553 sqft (0.38 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02180222
Street Address	1073 GOLDEN LEDGE LN
City	ELGIN
State	SC
Zip	29045-8018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LOT 104 97X143.1X130.5X170.5 #SU CROSSING @ WOODCREEK PH 6 #PR RB2504-1757/1758
Legal Subdivision	WOODCREEK CROSSING
Legal Phase	6
Legal Lot Number	97,104
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2073
Census Tract	11407

Owner

1073 Golden Ledge Ln is owned and occupied by two individuals who acquired it in August 2023.

Source: Richland County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1073 GOLDEN LEDGE LN, ELGIN, SC 29045-8018
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2023	Intrafamily Transfer, Transfer
Oct 14, 2021	Deed, Subdivision Related Transfer · VA Mortgage SUCCESS MORTGAGE PARTNERS INC
Feb 8, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2021 · Amount on File
Deed Sale	Oct 14, 2021 · Amount on File
Prior Sale	Feb 8, 2021 · Amount on File
Deed Document Number	202168669
Deed Book / Page	2676 / 721
Last Transfer Date	Aug 25, 2023
Transfer Doc	0028620020
Record Updated	Sep 20, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RICHLAND SC
Recording Date	Aug 29, 2023
Property Address	1073 GOLDEN LEDGE LN, ELGIN, SC 29045-8018
Document Number	0028620020
Book / Page	2862 / 20
Map Reference	MB 2504 PG 1757&1758
Instrument Date	Aug 25, 2023
Instrument	2023037547
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1073 GOLDEN LEDGE LN, ELGIN, SC 29045-8018

October 2021: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	RICHLAND SC
Recording Date	Oct 14, 2021
Property Address	1073 GOLDEN LEDGE LN, ELGIN, SC 29045-8018
Document Number	0026760721
Book / Page	2676 / 721
Map Reference	MB 2504 PG 1757&1758
Instrument Date	Oct 7, 2021
Instrument	2021068669
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 11, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,155.25
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1073 GOLDEN LEDGE LN, ELGIN, SC 29045-8018

Mortgage

Document Number	2021068670
Date	Oct 14, 2021
Instrument	2021068670

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND SC
Recording Date	Feb 8, 2021
Property Address	1073 GOLDEN LEDGE LN, ELGIN, SC 29045-8018
Document Number	0025840552
Book / Page	2584 / 552
Map Reference	MB 2504 PG 1757&1758
Instrument Date	Feb 3, 2021
Instrument	2021007947
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Amount	Amount on Record
Tax	$1,309.80
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 WESTERN LN, IRMO, SC 29063-9071
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$23,280	$620,300 (-) Land $87,800 Building $532,500
2024			$620,300 (+6.58%) Land $87,800 Building $532,500
2023		$23,280	$582,000
2022	$10,304.00 (+3,702.21%)
2021	$271.00	$460	$7,700 Land $7,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1073 Golden Ledge Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1073 Golden Ledge Ln is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 40% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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