1069 Golden Ledge Ln, Elgin, SC 29045 Property Records

Richland County property record for 1069 Golden Ledge Ln, Elgin, SC 29045 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 4,715 sqft · built 2021
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on File
Last Sale	$474,892 (Jun 2021)
Tax Bill	$4,800 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28916-01-14`

Property Details

APN / Parcel Number

Primary APN	`28916-01-14`
Alternative APNs	`R28916-01-14` `02180213`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,715 sqft Heated Area
Gross Area	5,677 sqft
1st Floor Area	2,571 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,860 sqft (0.41 acres)
Garage Area	726 sqft
Porch	Slab
Porch Area	96 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02180213
Street Address	1069 GOLDEN LEDGE LN
City	ELGIN
State	SC
Zip	29045-8018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 103 139.5X146.3X108.1X142.9 #SU CROSSING @ WOODCREEK PH 6 #PR RB2504-1757/1758
Legal Subdivision	WOODCREEK CROSSING
Legal Lot Number	103,139
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2073
Census Tract	11407

Owner

Source: Richland County records · APN 28916-01-14

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1069 GOLDEN LEDGE LN, ELGIN, SC 29045-8018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 07, 2021 · Amount on Record
Deed Sale	Jun 07, 2021 · Amount on Record
Deed Document Number	202135912
Deed Book / Page	2626 / 1336
Record Updated	Sep 20, 2026

June 2021: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	RICHLAND SC
Recording Date	Jun 07, 2021
Property Address	1069 GOLDEN LEDGE LN, ELGIN, SC 29045-8018
Document Number	0026261336
Book / Page	2626 / 1336
Map Reference	MB 2504 PG 1757&1758
Instrument Date	May 19, 2021
Instrument	2021035912
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 11, 2024
Title Company	NOT AVAILABLE, HARVEY & VALLINI LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,757.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1069 GOLDEN LEDGE LN, ELGIN, SC 29045-8018

Mortgage

Document Number	2021035913
Date	Jun 07, 2021
Instrument	2021035913

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2051

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,800.00 (+17.47%)	$546,100 (+2,775.42%)	$627,800 (+32.22%) Land $87,800 Building $540,000
2023	$4,086.00 (+592.54%)	$18,992 (+630.46%)	$474,800 (+630.46%)
2021	$590.00	$2,600	$65,000 Land $65,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450790114072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 31 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force 30 of 31 on primary residences
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 40% of South Carolina
Wildfire Likelihood	About 1 in 1,250 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.