Cabarrus County property record for 10729 Sapphire Trl, Davidson, NC 28036
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,545 sqft · built 2013 |
| Lot Size | 0.198 acres (8,625 sqft) |
| Owner | Company Name on Record |
| Last Sale | $479,000 (Mar 2022) |
| Tax Bill | $3,833 (2023) |
| Deeds & Mortgages | Mar 2022 Sale Jan 2022 Sale & Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03014E0261.000000 |
| Primary APN | 03014E0261.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,545 sqft Living Area |
| Gross Area | 3,393 sqft |
| 1st Floor Area | 1,010 sqft |
| Upper Floors Area | 1,535 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 8,625 sqft (0.198 acres) |
| Lot Dimensions | 108 ft deep x 82 ft wide |
| Garage Type | Mixed |
| Garage Area | 462 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 901 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 98 sqft |
| Patio Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 153715 |
|---|---|
| Street Address | 10729 SAPPHIRE TRL |
| City | DAVIDSON |
| State | NC |
| Zip | 28036-7632 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | LT 261 WATERFORD ON ROCKY RIVER |
| Legal Subdivision | WATERFORD RIVERSIDE |
| Legal Lot Number | 261 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 3, ODELL |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 41301 |
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 600 GALLERIA PKWY SE, 300, ATLANTA, GA 30339-8146 |
| Owner Type | Company |
| Vesting | Partnership |
| Date | Document |
|---|---|
| Mar 15, 2022 | Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Jan 31, 2022 | Warranty Deed, Transfer · Line of Credit ANCHOR LOANS INC |
| Apr 6, 2018 | Warranty Deed, Transfer · ARM BANK OF AMERICA NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 15, 2022 · Amount on Record |
| Deed Sale | Mar 15, 2022 · Amount on Record |
| Prior Sale | Jan 31, 2022 · Amount on Record |
| Deed Document Number | 20228795 |
| Deed Book / Page | 15907 / 55 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Mar 15, 2022 |
| Property Address | 10729 SAPPHIRE TRL, DAVIDSON, NC 28036-7632 |
| Document Number | 0001590755 |
| Book / Page | 15907 / 55 |
| Map Reference | MB 64 PG 52 |
| Instrument Date | Mar 11, 2022 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2022 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $958.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1401 FUNNY CIDE DR, 1401, WAXHAW, NC 28173-7262 |
| Name | Verified Name |
|---|---|
| Address | 1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jan 31, 2022 |
| Property Address | 10729 SAPPHIRE TRL, DAVIDSON, NC 28036-7632 |
| Document Number | 0015820145 |
| Book / Page | 15820 / 145 |
| Map Reference | MB 64 PG 52 |
| Instrument Date | Jan 28, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $882.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5885 WILLOW OAK PASS, 5885, CUMMING, GA 30040-7506 |
| Name | Verified Name |
|---|---|
| Address | 1401 FUNNY CIDE DR, WAXHAW, NC 28173-7262 |
| Investor | Possibly a Property Investor |
| Document Number | 0015820147 |
|---|---|
| Date | Jan 31, 2022 |
| Instrument | 15820/147 |
| Name | ANCHOR LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Apr 6, 2018 |
| Property Address | 10729 SAPPHIRE TRL, DAVIDSON, NC 28036-7632 |
| Document Number | 0012947282 |
| Book / Page | 12947 / 0282 |
| Map Reference | MB64 PG52 |
| Instrument Date | Apr 6, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | MASTER TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $554.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5324 W NELSON ST, 5324, CHICAGO, IL 60641-4953 |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Document Number | 0012947284 |
|---|---|
| Date | Apr 6, 2018 |
| Instrument | 12947/284 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | May 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.75% |
| Index | 1-Year LIBOR |
| Max Rate | 8.75% |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Kannapolis City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $460,100 (-) Land $114,000 Building $346,100 | ||
| 2025 | $460,100 (+64.44%) Land $114,000 Building $346,100 | ||
| 2024 | $460,100 (+64.44%) Land $114,000 Building $346,100 | ||
| 2023 | $3,833.00 | $279,800 Land $62,000 Building $217,800 | $279,800 Land $62,000 Building $217,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 27 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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