10723 Sapphire Trl, Davidson, NC 28036 Property Records

Cabarrus County property record for 10723 Sapphire Trl, Davidson, NC 28036

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,362 sqft · built 2013
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$490,000 (Dec 2021)
Tax Bill	$4,662 (2023)
Deeds & Mortgages	Oct 2025 Line of Credit Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03014E0260.000000`

Property Details

APN / Parcel Number

Primary APN	`03014E0260.000000`
Alternative APNs	`4672 53 7884` `100667` `151846`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,362 sqft Living Area
Gross Area	4,034 sqft
1st Floor Area	1,499 sqft
Upper Floors Area	1,863 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Aluminum/Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	140 ft deep x 65 ft wide
Garage Type	Mixed
Garage Area	420 sqft
Driveway	Concrete Driveway
Driveway Area	986 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	132 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	151846
Street Address	10723 SAPPHIRE TRL
City	DAVIDSON
State	NC
Zip	28036-7632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LT 260 WATERFORD ON THE ROCKY RIVER
Legal Subdivision	WATERFORD RIVERSIDE
Legal Lot Number	260
Jurisdiction	CABARRUS NC
Township / Civil Division	3, ODELL
Census Block Group	1
Census Block	1024
Census Tract	41301

Owner

10723 Sapphire Trl is owned and occupied by two individuals who bought it in December 2021.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10723 SAPPHIRE TRL, DAVIDSON, NC 28036-7632
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Nov 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK
Dec 13, 2021	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2021 · Amount on File
Deed Sale	Dec 13, 2021 · Amount on File
Prior Sale	Jan 21, 2014 · Amount on File
Deed Book / Page	15718 / 124
Prior Transfer Date	Apr 16, 2015
Prior Transfer Doc	1140000332
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	10723 SAPPHIRE TRL, DAVIDSON, NC 28036-7632
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017654331
Date	Oct 7, 2025
Book Page	17654/331

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	10723 SAPPHIRE TRL, DAVIDSON, NC 28036-7632
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013850241
Date	Nov 20, 2019
Book Page	13850/0241

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	10723 SAPPHIRE TRL, DAVIDSON, NC 28036-7632
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014836119
Date	Jan 19, 2021
Book Page	14836/119

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	ALPHARETTA, GA 30022

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Dec 13, 2021
Property Address	10723 SAPPHIRE TRL, DAVIDSON, NC 28036-7632
Document Number	0015718124
Book / Page	15718 / 124
Map Reference	MB 63 PG 66
Instrument Date	Dec 13, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$980.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015718126
Date	Dec 13, 2021
Instrument	15718/126

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Kannapolis City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$560,730 (-) Land $114,000 Building $446,730
2025		$560,730 Land $114,000 Building $446,730
2024			$560,730 (+64.79%) Land $114,000 Building $446,730
2023	$4,662.00	$340,270 Land $62,000 Building $278,270	$340,270 Land $62,000 Building $278,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10723 Sapphire Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10723 Sapphire Trl is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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