10728 E 38th Ln, Yuma, AZ 85365 Property Records

Yuma County property record for 10728 E 38th Ln, Yuma, AZ 85365

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,572 sqft · built 2003
Lot Size	0.225 acres (9,814 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Jun 2020)
Tax Bill	$2,153 (2023)
Deeds & Mortgages	Feb 2023 Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`700-60-328`

Property Details

APN / Parcel Number

Primary APN	`700-60-328`
Alternative APNs	`R0018856` `10612328`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,572 sqft Total Area
1st Floor Area	1,572 sqft

Exterior

Year Built	Built 2003
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tile
Lot Area	9,814 sqft (0.225 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	527 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0018856
Old Parcel Number	10612328
Street Address	10728 E 38TH LN
City	YUMA
State	AZ
Zip	85365-7042
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	97
Legal Description	SUBDIVISION: YUMA EAST EST 3 LOT: 328 SECTION: 07 TOWNSHIP: 09S RANGE: 21W
Legal Range	21W
Legal Township	09S
Legal Section	07
Legal Subdivision	YUMA EAST EST 3
Legal Lot Number	328
Jurisdiction	YUMA AZ
Township / Civil Division	YUMA
Census Block Group	1
Census Block	1031
Census Tract	11108

Owner

10728 E 38th Ln is owned and occupied by an individual who bought it in June 2020.

Source: Yuma County records, as of November 22, 2023

Owner of Record	Individual Name on File
Mailing Address	10728 E 38TH LN, YUMA, AZ 85365-7042
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 16, 2020	Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2020 · Amount on File
Deed Sale	Jun 16, 2020 · Amount on File
Prior Sale	Aug 27, 2012
Deed Document Number	2020-17379
Record Updated	Jun 7, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA AZ
Property Address	10728 E 38TH LN, YUMA, AZ 85365-7042
Transaction Type	Mortgage
Record Updated	Mar 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10728 E 38TH LN, YUMA, AZ 85365-7042

Mortgage

Document Number	0000003933
Date	Feb 17, 2023
Instrument	2023-03933

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	329 Months
Due	Jul 1, 2050

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA AZ
Recording Date	Jun 16, 2020
Property Address	10728 E 38TH LN, YUMA, AZ 85365-7042
Document Number	0000017379
Map Reference	MB 18 PG 46&47
Instrument Date	Jun 9, 2020
Instrument	2020-17379
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	PIONEER TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2886 W 12TH LN10, 2886, YUMA, AZ 85364

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10728 E 38TH LN, YUMA, AZ 85365-7042

Mortgage

Document Number	0000017380
Date	Jun 16, 2020
Instrument	2020-17380

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Yuma County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Arizona
County	Yuma County
Elementary School District	Yuma Elementary District (PK - 08)
Secondary School District	Yuma Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,153.00	$18,934 Land $4,787 Building $14,147	$223,481 Land $56,500 Building $166,981

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10728 E 38th Ln in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective December 5, 2023

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10728 E 38th Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOOTHILLS WATER AND SEWER LLC private · serves 32,425 people · EPA ID AZ0414004
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	Treatment report not submitted Apr 2019
Monitoring and Reporting	117 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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