10714 E 38th Ln, Yuma, AZ 85365 Property Records

Yuma County property record for 10714 E 38th Ln, Yuma, AZ 85365

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,572 sqft · built 2003
Lot Size	0.225 acres (9,814 sqft)
Owner	Individual Name on Record
Last Sale	$389,000 (May 2026)
Tax Bill	$2,121 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Mar 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`700-60-329`

Property Details

APN / Parcel Number

Primary APN	`700-60-329`
Alternative APNs	`R0018857` `10612329`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,572 sqft Living Area
Gross Area	2,675 sqft
1st Floor Area	1,572 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Frame
Roof Material	Concrete
Lot Area	9,814 sqft (0.225 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Pool Area	525 sqft
Porch	Covered Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0018857
Street Address	10714 E 38TH LN
City	YUMA
State	AZ
Zip	85365-7042
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C-2/R-3
Legal Description	SUBDIVISION: YUMA EAST EST 3 LOT: 329 SECTION: 07 TOWNSHIP: 09S RANGE: 21W
Legal Range	21W
Legal Township	09S
Legal Section	07
Legal Subdivision	YUMA EAST EST 3
Legal Lot Number	329
Jurisdiction	YUMA AZ
Township / Civil Division	YUMA
Census Block Group	1
Census Block	1031
Census Tract	11108

Owner

Source: Yuma County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	10714 E 38TH LN, YUMA, AZ 85365-7042
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Mar 4, 2020	Warranty Deed, Transfer · VA Mortgage BANK OF AMERICA
Mar 1, 2017	Deed of Trust, Mortgage · VA Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2026 · Amount on Record
Deed Sale	May 15, 2026 · Amount on Record
Prior Sale	Mar 4, 2020 · Amount on Record
Deed Document Number	202612542
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA AZ
Recording Date	May 15, 2026
Property Address	10714 E 38TH LN, YUMA, AZ 85365-7042
Document Number	0000012542
Instrument Date	May 7, 2026
Instrument	202612542
Transaction Type	Transfer
Record Updated	Jun 1, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	10714 E 38TH LN, YUMA, AZ 85365-7042

Mortgage

Document Number	0000012543,
Date	May 15, 2026
Instrument	202612543

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA AZ
Recording Date	Mar 4, 2020
Property Address	10714 E 38TH LN, YUMA, AZ 85365-7042
Document Number	0000007124
Instrument Date	Feb 10, 2020
Instrument	7124
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10714 E 38TH LN YUMA AZ 853657042, YUMA, AZ 85365-7042

Mortgage

Document Number	7125
Date	Mar 4, 2020
Instrument	7125

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 3, 2050

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA AZ
Property Address	10714 E 38TH LN, YUMA, AZ 85365-7042
Document Number	0000005742
Instrument Date	Mar 1, 2017
Transaction Type	Mortgage
Record Updated	Apr 7, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	10714 E 38TH LN YUMA AZ 853657042, YUMA, AZ 85365-7042

Mortgage

Document Number	0000005742
Date	Mar 6, 2017
Instrument	5742

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2047

Tax Assessment & Valuation

Source: Yuma County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Yuma County
Elementary School District	Yuma Elementary District (PK - 08)
Secondary School District	Yuma Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$24,866 (+15.76%) Land $5,146 Building $19,720	$309,245 (+22.3%) Land $64,000 Building $245,245
2025	$2,121.00 (+2.86%)
2023	$2,062.00	$21,481 Land $4,800 Building $16,681	$252,860 Land $56,500 Building $196,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 5, 2023

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOOTHILLS WATER AND SEWER LLC private · serves 32,425 people · EPA ID AZ0414004
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	Treatment report not submitted Apr 2019
Monitoring and Reporting	117 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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