10725 N 28th St, McAllen, TX 78504 Property Records

Hidalgo County property record for 10725 N 28th St, McAllen, TX 78504

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,378 sqft · built 2020
Lot Size	0.488 acres (21,248 sqft)
Owner	2 Individual Names on Record
Tax Bill	$9,871 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2020 Construction Loan + 4 more
APN	`Q091000000002400`

Property Details

APN / Parcel Number

Primary APN	`Q091000000002400`
Alternative APNs	`R706600` `706600`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,378 sqft Living Area
Gross Area	4,001 sqft
1st Floor Area	3,378 sqft
Utility Area	128 sqft
Flooring	Tile

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Slate
Lot Area	21,248 sqft (0.488 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Patio Area	405 sqft
Canopy	14 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10725 N 28TH ST
City	MCALLEN
State	TX
Zip	78504-4497
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	QUAIL CROSSING LOT 24
Legal Subdivision	QUAIL CROSSING
Legal Tract	24
Legal Block	1
Legal Lot Number	24
Jurisdiction	HIDALGO TX
Township / Civil Division	EDINBURG
Census Block Group	1
Census Block	1004
Census Tract	23534

Owner

Source: Hidalgo County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10725 N 28TH ST, MCALLEN, TX 78504-4497
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 19, 2020	Deed of Trust, Construction Loan · Construction Mortgage BANK OF SOUTH TX
Mar 18, 2020	Warranty Deed, Transfer VALLEY LAND TITLE COMPANY, VALLEY LAND TITLE CO
Oct 15, 2019	Warranty Deed, Transfer ENCORE TITLE
Sep 17, 2019	Grant Deed, Transfer NOT AVAILABLE
Jul 18, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2020
Deed Sale	Mar 18, 2020
Prior Sale	Oct 15, 2019
Deed Document Number	20203099344
Prior Transfer Date	Sep 14, 2019
Prior Transfer Doc	0003048273
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Property Address	10725 N 28TH ST, MCALLEN, TX 78504-4497
Transaction Type	Mortgage
Record Updated	Nov 26, 2021
Title Company	VALLEY LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003256268
Date	Aug 23, 2021
Instrument	3256268

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

June 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Recording Date	Jun 19, 2020
Property Address	10725 N 28TH ST, MCALLEN, TX 78504-4497
Document Number	0003122210
Instrument Date	Jun 10, 2020
Instrument	3122210
Transaction Type	Construction Loan
Record Updated	Jul 31, 2020
Title Company	VALLEY LAND TITLE COMPANY, VALLEY LAND TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3608 NORTHERN LIGHTS AVE EDINBURG TX 785414464, EDINBURG, TX 78541-4464

Mortgage

Document Number	0003122210
Date	Jun 19, 2020
Instrument	3122210

Lender

Name	BANK OF SOUTH TX
Type	Bank
Address	PHARR, TX 78577

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 18, 2021

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIDALGO TX
Recording Date	Mar 18, 2020
Property Address	10725 N 28TH ST, MCALLEN, TX 78504-4497
Document Number	0003099344
Instrument Date	Mar 13, 2020
Instrument	3099344
Transaction Type	Transfer
Record Updated	Jun 11, 2020
Title Company	VALLEY LAND TITLE COMPANY, VALLEY LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 420 EDINBURG TX 785400420, EDINBURG, TX 78540-0420

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIDALGO TX
Recording Date	Oct 15, 2019
Property Address	10725 N 28TH ST, MCALLEN, TX 78504-4497
Document Number	0003055805
Instrument Date	Oct 11, 2019
Instrument	3055805
Transaction Type	Transfer
Record Updated	Oct 31, 2019
Title Company	ENCORE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3000 SWALLOW AVE MCALLEN TX 785044919, MCALLEN, TX 78504-4919

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HIDALGO TX
Recording Date	Sep 17, 2019
Property Address	10725 N 28TH ST, MCALLEN, TX 78504-4497
Document Number	0003048273
Instrument Date	Sep 14, 2019
Instrument	3048273
Transaction Type	Transfer
Record Updated	Oct 4, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 LOPEZ AVE RIO GRANDE CITY TX 785825623, RIO GRANDE CITY, TX 78582-5623

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HIDALGO TX
Recording Date	Jul 18, 2017
Property Address	10725 N 28TH ST, MCALLEN, TX 78504-4497
Document Number	0002832675
Instrument Date	Jan 27, 2014
Instrument	2832675
Transaction Type	Transfer
Record Updated	Aug 22, 2017

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 N SAN JULIAN RD RIO GRANDE CITY TX 78582, RIO GRANDE CITY, TX 78582

Tax Assessment & Valuation

Source: Hidalgo County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Hidalgo County
Municipality	McAllen City
Unified School District	Edinburg Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$500,000 (-) Land $109,427 Building $390,573	$500,000 (-) Land $109,427 Building $390,573
2025	$9,871.00 (+36.36%) Homeowner's exemption	$500,000 (+9.59%) Land $109,427 Building $390,573	$500,000 (+9.59%) Land $109,427 Building $390,573
2024	$7,239.00 (-22%)
2023	$9,281.00 (+17.51%) Homeowner's exemption	$456,262 Land $109,427 Building $346,835	$456,262 Land $109,427 Building $346,835
2022	$7,898.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 31 policies
Nearby Flood Policies	31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCALLEN PUBLIC UTILITY serves 145,050 people · EPA ID TX1080006
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
TWIN Fixed Wireless	400 / 100
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Metronet, Smartcom Telephone, T-Mobile.

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