10625 N 28th St, McAllen, TX 78504 Property Records

Hidalgo County property record for 10625 N 28th St, McAllen, TX 78504

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 2,552 sqft · built 2016
Lot Size	0.496 acres (21,632 sqft)
Owner	Individual Name on Record
Tax Bill	$7,748 (2024)
Deeds & Mortgages	Dec 2022 Mortgage Sep 2020 Mortgage + 4 more
APN	`Q091000000002800`

Property Details

APN / Parcel Number

Primary APN	`Q091000000002800`
Alternative APNs	`R706604` `706604`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Stories	1 Story
Building Area	2,552 sqft Living Area
1st Floor Area	25,515 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2020
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Tile
Lot Area	21,632 sqft (0.496 acres)
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	91 sqft
Porch	Covered Porch
Porch Area	78 sqft
Patio Area	2,075 sqft
Sports Court	Sports Court
Arbor/Pergola	Arbor/Pergola

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	Q091000000002800
Old Parcel Number	R706604
Street Address	10625 N 28TH ST
City	MCALLEN
State	TX
Zip	78504-4370
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	QUAIL CROSSING LOT 28
Legal Subdivision	QUAIL CROSSING
Legal Lot Number	28
Jurisdiction	HIDALGO TX
Township / Civil Division	EDINBURG
Census Block Group	1
Census Block	1004
Census Tract	23534

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Louisiana-Rio Grande Canal Company Irrigation System listed 1995 · 3 contributing resources · NRIS 95001284

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hidalgo County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	10625 N 28TH ST, MCALLEN, TX 78504-4370
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2022	Deed of Trust, Mortgage · VA Mortgage MIDFIRST BANK
Sep 16, 2020	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Feb 20, 2019	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
Oct 26, 2017	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
Apr 28, 2017	Deed of Trust, Mortgage · Line of Credit NATIONS LNDG
Apr 28, 2017	Deed of Trust, Mortgage · VA Mortgage NATIONS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2016
Deed Sale	Nov 9, 2016
Prior Sale	Aug 18, 2011
Deed Document Number	2762066
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Property Address	10625 N 28TH ST, MCALLEN, TX 78504-4370
Transaction Type	Mortgage
Record Updated	Sep 11, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10625 N 28TH ST, MCALLEN, TX 78504-4370

Mortgage

Document Number	0003402092
Date	Dec 2, 2022
Instrument	3402092

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	334 Months
Due	Oct 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Property Address	10625 N 28TH ST, MCALLEN, TX 78504-4370
Transaction Type	Mortgage
Record Updated	Sep 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003148368
Date	Sep 16, 2020
Instrument	3148368

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Property Address	10625 N 28TH ST, MCALLEN, TX 78504-4370
Document Number	0002990770
Instrument Date	Feb 20, 2019
Transaction Type	Mortgage
Record Updated	Mar 20, 2019
Title Company	ELEVATED TITLE/TX LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10625 N 28TH ST MCALLEN TX 785044370, MCALLEN, TX 78504-4370

Mortgage

Document Number	0002990770
Date	Feb 27, 2019
Instrument	2990770

Lender

Name	LOW VA RATES LLC
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2049

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Property Address	10625 N 28TH ST, MCALLEN, TX 78504-4370
Document Number	0002862473
Instrument Date	Oct 26, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10625 N 28TH ST MCALLEN TX 785044370, MCALLEN, TX 78504-4370

Mortgage

Document Number	0002862473
Date	Nov 2, 2017
Instrument	2862473

Lender

Name	LOW VA RATES LLC
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.99%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Property Address	10625 N 28TH ST, MCALLEN, TX 78504-4370
Document Number	0002810567
Instrument Date	Apr 28, 2017
Transaction Type	Mortgage
Record Updated	Jun 27, 2017
Title Company	SIERRA TITLE COMPANY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10625 N 28TH ST MCALLEN TX 78504, MCALLEN, TX 78504

Mortgage

Document Number	0002810567
Date	May 1, 2017
Instrument	2810567

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2047

Interest

Rate Type	Adjustable Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Property Address	10625 N 28TH ST, MCALLEN, TX 78504-4370
Document Number	0002854912
Instrument Date	Apr 28, 2017
Transaction Type	Mortgage
Record Updated	Nov 1, 2017
Title Company	SPICER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10625 N 28TH ST MCALLEN TX 785044370, MCALLEN, TX 78504-4370

Mortgage

Document Number	0002854912
Date	Oct 4, 2017
Instrument	2854912

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2047

Tax Assessment & Valuation

Source: Hidalgo County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hidalgo County
Municipality	McAllen City
Unified School District	Edinburg Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$546,539 (+20.6%) Land $111,410 Building $479,788	$591,198 (+18.06%) Land $111,410 Building $479,788
2024	$7,748.00 (-13.39%)
2023	$8,946.00 (+17.68%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$453,200 (+1%) Land $111,410 Building $389,345	$500,755 (+21.54%) Land $111,410 Building $389,345
2022	$7,602.00 (-0.86%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$412,000 Land $111,410 Building $300,590	$412,000 Land $111,410 Building $300,590
2021	$7,668.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 31 policies
Nearby Flood Policies	31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCALLEN PUBLIC UTILITY serves 145,050 people · EPA ID TX1080006
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
TWIN Fixed Wireless	400 / 100
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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