Effingham County property record for 10720 E Hilltop Ln, Effingham, IL 62401
| Property Type | Single Family Home |
|---|---|
| Details | 1,024 sqft · built 2012 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $17,000 (May 2003) |
| Tax Bill | $859 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-07-143-010 |
| Primary APN | 11-07-143-010 |
|---|
| Building Area | 1,024 sqft Base Area |
|---|---|
| 1st Floor Area | 1,024 sqft |
| Basement Area | 1,024 sqft |
| Unfinished Basement | 1,024 sqft |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Lot Area | 20,038 sqft (0.46 acres) |
| Garage Area | 1,024 sqft |
| Street Address | 10720 E HILLTOP LN |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-8005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 HILLTOP ESTATES SUB 1895/91 1161/324 828/342 822/301 |
| Legal Subdivision | HILLTOP ESTATES SUBDIVISION |
| Legal Lot Number | 10 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | SUMMIT |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 950200 |
10720 E Hilltop Ln is owned and occupied by two individuals who bought it in May 2003.
Source: Effingham County records, as of October 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10720 E HILLTOP LN, EFFINGHAM, IL 62401-8005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 2003 · Amount on File |
| Deed Sale | May 12, 2003 · Amount on File |
| Deed Document Number | 20032033710 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 10720 E HILLTOP LN, EFFINGHAM, IL 62401-8005 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2020 |
| Name | Verified Name |
|---|
| Document Number | 3588/121 |
|---|---|
| Date | Jul 13, 2020 |
| Book Page | 3588/121 |
| Instrument | 202020003741 |
| Name | DIETERICH BANK NA |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.5% |
The 2025 property tax bill for 10720 E Hilltop Ln was $859.
Source: Effingham County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Summit Township |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $859.00 | $16,310 Land $5,050 Building $11,260 | $48,930 Land $15,150 Building $33,780 |
| 2022 | $589.00 | $12,420 Land $3,840 Building $8,580 | $37,260 Land $11,520 Building $25,740 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10720 E Hilltop Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 10720 E Hilltop Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 25 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
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