Effingham County property record for 10634 E Hilltop Ln, Effingham, IL 62401
| Property Type | Single Family Home |
|---|---|
| Details | 1,383 sqft · built 1997 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $163,000 (Nov 2011) |
| Tax Bill | $1,910 (2022) |
| Deeds & Mortgages | Sep 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-07-143-014 |
| Primary APN | 11-07-143-014 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,383 sqft Base Area |
| Year Built | Built 1997 |
|---|---|
| Construction Type | Frame |
| Lot Area | 20,038 sqft (0.46 acres) |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 10634 E HILLTOP LN |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-7416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14 HILLTOP ESTATES SUB 2780/14 2383/246 2155/247 2155/244 1895/35 1331/31 1244/297 1227/143 1200/44 860/311 |
| Legal Subdivision | HILLTOP ESTATES SUBDIVISION |
| Legal Lot Number | 14 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | SUMMIT |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 950200 |
Source: Effingham County records, as of August 24, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10634 E HILLTOP LN, EFFINGHAM, IL 62401-7416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 14, 2011 · Amount on Record |
| Deed Sale | Nov 14, 2011 · Amount on Record |
| Prior Sale | Feb 8, 2008 · Amount on Record |
| Deed Document Number | 201101105556 |
| Deed Book / Page | 2780 / 014 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 10634 E HILLTOP LN, EFFINGHAM, IL 62401-7416 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2025 |
| Name | Verified Name |
|---|
| Document Number | 202525003356 |
|---|---|
| Date | Sep 17, 2025 |
| Instrument | 202525003356 |
| Name | DIETERICH BANK NA |
|---|---|
| Type | Bank |
| Address | 300 SUR WOODS DR, EFFINGHAM, IL 62401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Oct 23, 2035 |
| Change Frequency | Monthly |
|---|
Source: Effingham County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Summit Township |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | $1,910.00 Homeowner's exemption | $47,360 Land $3,840 Building $43,520 | $142,080 Land $11,520 Building $130,560 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 25 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures