Bedford County property record for 1072 Overlake Ave, Forest, VA 24551
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 6,768 sqft · built 2003 |
| Lot Size | 2.19 acres (95,396 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,886 (2026) |
| Deeds & Mortgages | Oct 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 99C 3 4A |
| Primary APN | 99C 3 4A |
|---|---|
| Alternative APNs |
|
| Full Baths | 5 Baths |
|---|---|
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 6,768 sqft Living Area |
| Basement Area | 2,016 sqft |
| Finished Basement | 2,016 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 95,396 sqft (2.19 acres) |
| Garage Type | Attached |
| Garage Area | 962 sqft |
| Porch | Porch |
| Porch Area | 498 sqft |
| Deck Area | 396 sqft |
| Heating System | Heat Pump |
|---|
| Street Address | 1072 OVERLAKE AVE |
|---|---|
| City | FOREST |
| State | VA |
| Zip | 24551-2433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OVERLAKE KNOLL LT 4A REVISED PB 41/319 |
| Legal Subdivision | OVERLAKE KNOLL |
| Legal Lot Number | 4A |
| Jurisdiction | BEDFORD VA |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 30101 |
Source: Bedford County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1072 OVERLAKE AVE, FOREST, VA 24551-2433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 1072 OVERLAKE AVE, FOREST, VA 24551-2433 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2023 |
| Title Company | EQUITY SETTLEMENT SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0210015089 |
|---|---|
| Date | Oct 22, 2021 |
| Instrument | 210015089 |
| Name | MBOC INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Oct 1, 2061 |
| Rate Type | Fixed Rate |
|---|
Source: Bedford County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Bedford County |
| Unified School District | Bedford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,886.00 | $947,900 (+1%) Land $117,900 Building $830,000 | |
| 2023 | $3,886.00 Additional exemption filed | $473,950 | $947,900 Land $117,900 Building $830,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 54% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Copper | 1.52 mg/L (2017) action level 1.3 mg/L |
| Water Quality | Haloacetic acids resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber | 5,000 / 5,000 |
| Glo Fiber Cable | 1,200 / 50 |
May also be available: Verizon, Xfinity.
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