Bedford County property record for 1015 Overlake Ave, Forest, VA 24551
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 3,352 sqft · built 2004 |
| Lot Size | 1.41 acres (61,420 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,388 (2026) |
| Deeds & Mortgages | Oct 2020 Refinance Dec 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 99C 3 3A |
| Primary APN | 99C 3 3A |
|---|---|
| Alternative APNs |
|
| Full Baths | 5 Baths |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 3,352 sqft Living Area |
| Basement Area | 1,495 sqft |
| Unfinished Basement | 1,495 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 61,420 sqft (1.41 acres) |
| Garage Type | Attached |
| Garage Area | 700 sqft |
| Deck Area | 238 sqft |
| Heating System | Heat Pump |
|---|
| Street Address | 1015 OVERLAKE AVE |
|---|---|
| City | FOREST |
| State | VA |
| Zip | 24551-2439 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OVERLAKE KNOLL REVISED LT 3A PB 45/160 |
| Legal Subdivision | OVERLAKE KNOLL |
| Legal Lot Number | 3A |
| Jurisdiction | BEDFORD VA |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 30101 |
Source: Bedford County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1015 OVERLAKE AVE, FOREST, VA 24551-2439 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 8, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance TITAN MUTUAL LENDING INC |
| Dec 10, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance PHH MORTGAGE CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 1015 OVERLAKE AVE, FOREST, VA 24551-2439 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2023 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0200011910 |
|---|---|
| Date | Oct 8, 2020 |
| Instrument | 200011910 |
| Name | TITAN MUTUAL LENDING INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 1015 OVERLAKE AVE, FOREST, VA 24551-2439 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0210017474 |
|---|---|
| Date | Dec 10, 2021 |
| Instrument | 210017474 |
| Name | PHH MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.88% |
Source: Bedford County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Bedford County |
| Unified School District | Bedford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,388.00 | $582,500 (+1%) Land $90,000 Building $492,500 | |
| 2023 | $2,388.00 Additional exemption filed | $291,250 | $582,500 Land $90,000 Building $492,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 54% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Copper | 1.52 mg/L (2017) action level 1.3 mg/L |
| Water Quality | Haloacetic acids resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber | 5,000 / 5,000 |
| Glo Fiber Cable | 1,200 / 50 |
May also be available: Verizon, Xfinity.
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