Cherokee County property record for 1072 Lunsford Rd, Murphy, NC 28906 · Last verified October 2025
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2018 |
| Square Footage | 1,120 sqft Heated Area |
| Lot Size | 78,408 sqft (1.8 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $172,000 (2020) |
| Tax Bill | $1,132.00 (2025) |
Source: Cherokee County records · APN 553200063015000
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1072 LUNSFORD RD, MURPHY, NC 28906-3764 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 17, 2022 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| May 18, 2020 | Warranty Deed, Transfer · Conventional Mortgage FIRST RELIANCE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 18, 2020 · Amount on Record |
| Deed Sale | May 18, 2020 · Amount on Record |
| Prior Sale | May 16, 2016 · Amount on Record |
| Deed Doc Number | 2425 |
| Deed Book / Page | 1644 / 16 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 1072 LUNSFORD RD, MURPHY, NC 28906-3764 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 01714/1104 |
|---|---|
| Date | Jun 17, 2022 |
| Book Page | 1714/1104 |
| Instrument | 4056 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | MURPHY, NC 28906 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | May 18, 2020 |
| Property Address | 1072 LUNSFORD RD, MURPHY, NC 28906-3764 |
| Document Number | 0001644/16 |
| Book / Page | 1644 / 16 |
| Map Reference | CAB H SL 937 |
| Instrument Date | May 18, 2020 |
| Instrument | 2425 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $344.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 30 BEAVERS DR, 30, YOUNG HARRIS, GA 30582-3447 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1072 LUNSFORD RD, MURPHY, NC 28906-3764 |
| Document Number | 0000164419 |
|---|---|
| Date | May 18, 2020 |
| Instrument | 1644/19 |
| Name | FIRST RELIANCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,132.00 | $149,680 (-) | $149,680 (-) Land $12,960 Building $136,720 |
| 2023 | $149,680 | $149,680 Land $12,960 Building $136,720 |
Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 69% of the US · above 91% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 313 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 553200063015000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,120 sqft Heated Area |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Plaster Interior Structure |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Wood Siding Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Cathedral/Clerestory Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 78,408 sqft (1.8 acres) |
| Lot Width | 278 ft Width |
| Deck Area | 16 sqft Deck |
| Porch | Open Porch |
| Porch Area | 320 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 51939 |
|---|---|
| Street Address | 1072 LUNSFORD RD |
| City | MURPHY |
| State | NC |
| Zip | 28906-3764 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | TRS 1 & 2 FR BEAVERS 1535/476 |
| Legal Tract | 1&2 |
| Jurisdiction | CHEROKEE NC |
| Minor Civil Division | MURPHY |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 930401 |
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