1071 Lunsford Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 1071 Lunsford Rd, Murphy, NC 28906

Property Summary

Property TypeRural Home
Details4 bd · 3 ba · 2,530 sqft · built 2002
Lot Size2.34 acres (102,366 sqft)
Owner2 Individual Names on Record
Tax Bill$1,621 (2025)
Deeds & MortgagesJun 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN552202958963000

Property Details

APN / Parcel Number

Primary APN552202958963000
Alternative APN
  • 9948

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,530 sqft Heated Area
Upper Floors Area990 sqft
Basement Area1,540 sqft
FlooringVinyl/Resilient
Interior WallsPlaster
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable
Roof MaterialAsphalt
Lot Area102,366 sqft (2.34 acres)
Lot Dimensions319 ft deep x 318 ft wide
PorchOpen Porch
Porch Area632 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number9948
Street Address1071 LUNSFORD RD
CityMURPHY
StateNC
Zip28906-3764
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionPIPES ESTATE FI # 97-E109 947/16
Legal SubdivisionPIPES ESTATE
JurisdictionCHEROKEE NC
Township / Civil DivisionMURPHY
Census Block Group1
Census Block1010
Census Tract930401

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1074 LUNSFORD RD, MURPHY, NC 28906-3764
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 1, 2001
Deed SaleSep 1, 2001
Deed Document Number0000094716
Record UpdatedJun 8, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address1071 LUNSFORD RD, MURPHY, NC 28906-3764
Transaction TypeMortgage
Record UpdatedJun 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1071 LUNSFORD RD, MURPHY, NC 28906-3764

Mortgage

Document Number001736/364
DateJun 7, 2023
Book Page1736/364
Instrument2728
Lender
NameUNITED COMMUNITY BANK
TypeBank
AddressMURPHY, NC 28906
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueMay 16, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,621.00$219,450 (-)$219,450 (-) Land $14,970 Building $204,480
2023$219,450$219,450 Land $14,970 Building $204,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 90% of North Carolina
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Peachtree Broadband Fiber
Cable
500 / 30
Starlink
Satellite
280 / 30

Nearby Properties on Lunsford Rd

Nearby Streets

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