1072 45th St, Des Moines, IA 50311 Property Records

Polk County property record for 1072 45th St, Des Moines, IA 50311

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,040 sqft · built 1914
Lot Size	0.152 acres (6,650 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Jul 2019)
Tax Bill	$4,022 (2024)
Deeds & Mortgages	Jul 2019 Sale & Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7825-01-208-053`

Property Details

APN / Parcel Number

Primary APN	`7825-01-208-053`
Alternative APN	`090/07046-000-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
Gross Area	1,581 sqft
1st Floor Area	1,040 sqft
Basement Area	541 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1914
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Wood Frame
Foundation Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,650 sqft (0.152 acres)
Lot Dimensions	133 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	192 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	1072 45TH ST
City	DES MOINES
State	IA
Zip	50311-3428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 27 WAVELAND ADDITION
Legal Range	25W
Legal Township	78N
Legal Section	1
Legal Subdivision	WAVELAND ADD
Legal Lot Number	27
Jurisdiction	POLK IA
Township / Civil Division	DES MOINES
Census Block Group	1
Census Block	1002
Census Tract	3001

Owner

1072 45th St is owned and occupied by an individual who bought it in July 2019.

Source: Polk County records, as of October 15, 2025

Owner of Record	Individual Name on File
Mailing Address	1072 45TH ST, DES MOINES, IA 50311-3428
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2019	Warranty Deed, Transfer · VA Mortgage CMG MORTGAGE INC
Oct 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage DEERE EMPS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2019 · Amount on File
Deed Sale	Jul 8, 2019 · Amount on File
Prior Sale	May 19, 2009 · Amount on File
Deed Document Number	2019-00002203
Deed Book / Page	17396 / 0701
Record Updated	Jun 8, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jul 8, 2019
Property Address	1072 45TH ST, DES MOINES, IA 50311-3428
Document Number	201900002203
Book / Page	17396 / 0701
Instrument Date	Jun 28, 2019
Instrument	2019-00002203
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$239.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1072 45TH ST, DES MOINES, IA 50311-3428

Mortgage

Document Number	201900002205
Date	Jul 8, 2019
Instrument	2019-00002205

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1072 45TH ST, DES MOINES, IA 50311-3428
Document Number	0000032137
Instrument Date	Oct 10, 2018
Transaction Type	Mortgage
Record Updated	Nov 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1072 45TH ST DES MOINES IA 503113428, DES MOINES, IA 50311-3428

Mortgage

Document Number	0000032137
Date	Oct 23, 2018
Book Page	017119/000917
Instrument	32137

Lender

Name	DEERE EMPS CU
Type	Credit Union
Address	MOLINE, IL 61266

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Oct 22, 2023

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$218,200 Land $46,500 Building $171,700	$218,200 Land $46,500 Building $171,700
2024	$4,022.00
2023		$200,300 Land $42,500 Building $157,800	$200,300 Land $42,500 Building $157,800
2020	$3,628.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1072 45th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1072 45th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink.

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