1069 45th St, Des Moines, IA 50311 Property Records

Polk County property record for 1069 45th St, Des Moines, IA 50311

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,248 sqft · built 1914
Lot Size	0.157 acres (6,850 sqft)
Owner	Individual Name on Record
Last Sale	$212,000 (Oct 2021)
Tax Bill	$3,982 (2024)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Aug 2021 Foreclosure + 5 more
Flood Zone	Zone X (minimal risk)
APN	`7825-01-226-023`

Property Details

APN / Parcel Number

Primary APN	`7825-01-226-023`
Alternative APN	`090/07036-000-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,248 sqft Living Area
Gross Area	1,872 sqft
1st Floor Area	624 sqft
Upper Floors Area	624 sqft
Attic Area	218 sqft
Basement Area	624 sqft

Exterior

Year Built	Built 1914
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood Frame
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,850 sqft (0.157 acres)
Lot Dimensions	137 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	312 sqft
Shed	1 Shed
Shed Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	1069 45TH ST
City	DES MOINES
State	IA
Zip	50311-3427
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 WAVELAND ADDITION
Legal Range	25W
Legal Township	78N
Legal Section	1
Legal Subdivision	WAVELAND ADD
Legal Lot Number	17
Jurisdiction	POLK IA
Township / Civil Division	DES MOINES
Census Block Group	1
Census Block	1001
Census Tract	3001

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1069 45TH ST, DES MOINES, IA 50311-3427
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Warranty Deed, Transfer · Conventional Mortgage FIDELITY BANK
Aug 16, 2021	Sheriff's Deed, Foreclosure
Aug 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF IOWA COMMUNITY CU
Jul 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF IA CMNTY CU
Aug 17, 2017	Warranty Deed, Transfer NOT AVAILABLE
Sep 21, 2017	Grant Deed, Transfer
Apr 13, 2017	Trustee's Deed, Construction Loan · Line of Credit LIBERTY NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2021 · Amount on Record
Deed Sale	Oct 19, 2021 · Amount on Record
Prior Sale	Aug 16, 2021 · Amount on Record
Deed Document Number	2021-00110339
Deed Book / Page	18813 / 734
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Oct 19, 2021
Property Address	1069 45TH ST, DES MOINES, IA 50311-3427
Document Number	202100110339
Book / Page	18813 / 734
Instrument Date	Oct 13, 2021
Instrument	2021-00110339
Transaction Type	Transfer
Record Updated	Oct 29, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$338.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1069 45TH ST, DES MOINES, IA 50311-3427

Mortgage

Document Number	202100110341
Date	Oct 19, 2021
Instrument	2021-00110341

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

August 2021: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	POLK IA
Recording Date	Aug 16, 2021
Property Address	1069 45TH ST, DES MOINES, IA 50311-3427
Document Number	202100086573
Book / Page	18701 / 252
Instrument Date	Aug 10, 2021
Instrument	2021-00086573
Transaction Type	Foreclosure
Record Updated	Aug 26, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 800, NORTH LIBERTY, IA 52317-0800

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1069 45TH ST, DES MOINES, IA 50311-3427
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014140
Date	Aug 17, 2017
Book Page	16608/0740
Instrument	2017-00014140

Lender

Name	UNIVERSITY OF IOWA COMMUNITY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 5, 2047

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1069 45TH ST, DES MOINES, IA 50311-3427
Document Number	0000014141
Instrument Date	Jul 26, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1069 45TH ST DES MOINES IA 503113427, DES MOINES, IA 50311-3427

Mortgage

Document Number	0000014141
Date	Aug 17, 2017
Book Page	016608/000750
Instrument	14141

Lender

Name	UNIVERSITY OF IA CMNTY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 16, 2032

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Aug 17, 2017
Property Address	1069 45TH ST, DES MOINES, IA 50311-3427
Document Number	0000014138
Book / Page	016608 / 000736
Instrument Date	Jul 19, 2017
Instrument	14138
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$367.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1069 45TH ST DES MOINES IA 503113427, DES MOINES, IA 50311-3427

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK IA
Recording Date	Sep 21, 2017
Property Address	1069 45TH ST, DES MOINES, IA 50311-3427
Document Number	0000024975
Book / Page	016654 / 000846
Instrument Date	Jul 19, 2017
Instrument	24975
Transaction Type	Transfer
Record Updated	Sep 27, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1069 45TH ST DES MOINES IA 503113427, DES MOINES, IA 50311-3427

April 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	POLK IA
Recording Date	Apr 13, 2017
Property Address	1069 45TH ST, DES MOINES, IA 50311-3427
Book / Page	016439 / 000766
Instrument Date	Apr 7, 2017
Instrument	84806
Transaction Type	Construction Loan
Record Updated	Jun 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1069 45TH ST DES MOINES IA 503113427, DES MOINES, IA 50311-3427

Mortgage

Document Number	0000084806
Date	Apr 13, 2017
Book Page	016439/000766
Instrument	84806

Lender

Name	LIBERTY NAT'L BK
Type	Bank
Address	JOHNSTON, IA 50131

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Apr 12, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$300,800 (+8.95%) Land $47,900 Building $252,900	$300,800 (+8.95%) Land $47,900 Building $252,900
2024	$3,982.00 (+7.85%)
2023		$276,100 Land $43,700 Building $232,400	$276,100 Land $43,700 Building $232,400
2020	$3,692.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink.

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