10709 River Rd, Potomac, MD 20854 Property Records

Montgomery County property record for 10709 River Rd, Potomac, MD 20854

Property Summary

Property Type	Single Family Home
Details	5.5 ba · 8,457 sqft · built 1975
Lot Size	2.1 acres (91,476 sqft)
Owner	Individual Name on Record
Last Sale	$760,000 (Mar 2000)
Tax Bill	$17,972 (2025)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-01639123`

Property Details

APN / Parcel Number

Primary APN	`10-01639123`
Alternative APN	`01639123`

Interior

Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	8,457 sqft Living Area
Gross Area	10,225 sqft
1st Floor Area	4,410 sqft
Basement Area	1,800 sqft
Finished Basement	1,800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Multi-Level
Exterior Material	Brick
Construction Type	Brick
Roof Material	Wood Shingle
Lot Area	91,476 sqft
Garage Type	Attached
Garage Area	1,768 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	600 sqft
Porch	Open Porch
Porch Area	120 sqft
Patio Area	40 sqft
Balcony Area	300 sqft
Gazebo	100 sqft
Tennis Court	Tennis Court

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01639123
Street Address	10709 RIVER RD
City	POTOMAC
State	MD
Zip	20854-4113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE2
Legal Description	RIVER OAKS FARM
Legal Subdivision	RIVER OAKS FARM
Legal Block	A
Legal Lot Number	5
Jurisdiction	MONTGOMERY MD
Township / Civil Division	10
Census Block Group	1
Census Block	1026
Census Tract	706007

Owner

Source: Montgomery County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10709 RIVER RD, POTOMAC, MD 20854-4113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2000 · Amount on Record
Deed Sale	Mar 28, 2000 · Amount on Record
Deed Document Number	2000174939
Deed Book / Page	17965 / 593
Last Transfer Date	Oct 25, 2021
Transfer Doc	6453000414
Record Updated	Oct 29, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY MD
Recording Date	Nov 9, 2021
Property Address	10709 RIVER RD, POTOMAC, MD 20854-4113
Document Number	0645330414
Book / Page	64533 / 414
Map Reference	MB 97 PL 10742
Instrument Date	Oct 25, 2021
Transaction Type	Transfer
Record Updated	Nov 24, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10709 RIVER RD, POTOMAC, MD 20854-4113

Mortgage

Document Number	64533417
Date	Nov 9, 2021
Instrument	64533/417

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,533,600 (+2.98%)	$1,622,400 (+8.94%) Land $575,000 Building $1,047,400
2025	$17,972.00 (+2.36%)	$1,489,200 (+3.7%) Land $575,000 Building $914,200	$1,489,200 (-) Land $575,000 Building $914,200
2024	$17,557.00 (+13.22%)
2023		$1,436,000	$1,489,200 Land $575,000 Building $914,200
2022	$15,507.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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