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10705 River Rd, Potomac, MD 20854 Property Records

Montgomery County property record for 10705 River Rd, Potomac, MD 20854

Property Summary

Property TypeSingle Family Home
Details10.5 ba · 16,417 sqft · built 2000
Lot Size2 acres (87,120 sqft)
OwnerCompany Name on Record
Last Sale$400,000 (Feb 2022)
Tax Bill$38,310 (2025)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN10-01639098

Property Details

APN / Parcel Number

Primary APN10-01639098
Alternative APN
  • 01639098

Interior

Full Baths10.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area16,417 sqft Living Area
Gross Area18,464 sqft
1st Floor Area10,893 sqft
Basement Area4,500 sqft
Finished Basement4,500 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleTownhouse
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialSlate
Lot Area87,120 sqft
Garage TypeAttached
Garage Area2,047 sqft
Parking Spaces7 Parking Spaces

Exterior Amenities

Pool Area1,200 sqft
PorchOpen Porch
Porch Area1,144 sqft
Patio Area2,000 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number01639098
Street Address10705 RIVER RD
CityPOTOMAC
StateMD
Zip20854-4113
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE2
Legal DescriptionRIVER OAKS FARM
Legal SubdivisionRIVER OAKS FARM
Legal BlockA
Legal Lot Number6
JurisdictionMONTGOMERY MD
Township / Civil Division10
Census Block Group1
Census Block1026
Census Tract706007

Owner

Source: Montgomery County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address599 LEXINGTON AVE, NEW YORK, NY 10022-6030
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 28, 2022 · Amount on Record
Deed SaleFeb 28, 2022 · Amount on Record
Prior SaleMay 23, 2003 · Amount on Record
Deed Document Number2022
Deed Book / Page65310 / 245
Transfer Doc0000271820
Record UpdatedOct 29, 2026

February 2022: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY MD
Recording DateFeb 28, 2022
Property Address10705 RIVER RD, POTOMAC, MD 20854-4113
Document Number0653100245
Book / Page65310 / 245
Map ReferenceMB 97 PL 10742
Instrument DateFeb 24, 2022
Transaction TypeTransfer
Record UpdatedMar 9, 2022
Title CompanyKVS TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$51,000.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address599 LEXINGTON AVE, NEW YORK, NY 10022-6030

Mortgage

Document Number0065310250
DateFeb 28, 2022
Instrument65310/250
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,960,400 (-9.08%) Land $572,000 Building $2,388,400$2,960,400 (-9.08%) Land $572,000 Building $2,388,400
2025$38,310.00 (+35.11%)$3,255,900 (+18%) Land $572,000 Building $2,683,900$3,255,900 (-) Land $572,000 Building $2,683,900
2023$2,759,300$3,255,900 Land $572,000 Building $2,683,900
2022$28,355.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber		2,300 / 2,300
Xfinity
Cable		1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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