10709 Francis Dr, Silver Spring, MD 20902 Property Records

Montgomery County property record for 10709 Francis Dr, Silver Spring, MD 20902

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,162 sqft · built 1961
Lot Size	0.143 acres (6,218 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Oct 2014)
Tax Bill	$5,552 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Aug 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01363585`

Property Details

APN / Parcel Number

Primary APN	`13-01363585`
Alternative APN	`01363585`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,162 sqft Living Area
1st Floor Area	1,271 sqft
Basement Area	891 sqft
Finished Basement	891 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Split Foyer
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,218 sqft (0.143 acres)
Garage Type	Basement
Garage Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01363585
Street Address	10709 FRANCIS DR
City	SILVER SPRING
State	MD
Zip	20902-3805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	NORTHBROOK ESTATES
Legal Subdivision	WINBROOK
Legal Block	F
Legal Lot Number	10
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	2
Census Block	2003
Census Tract	703902

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10709 FRANCIS DR, SILVER SPRING, MD 20902-3805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2022	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Aug 31, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage M & T BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2014 · Amount on Record
Deed Sale	Oct 10, 2014 · Amount on Record
Prior Sale	Oct 17, 2003 · Amount on Record
Deed Book / Page	49272 / 57
Transfer Doc	0000074050
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	10709 FRANCIS DR, SILVER SPRING, MD 20902-3805
Transaction Type	Mortgage
Record Updated	Nov 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0664100234
Date	Oct 20, 2022
Book Page	66410/234

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY MD
Recording Date	Aug 31, 2022
Property Address	10709 FRANCIS DR, SILVER SPRING, MD 20902-3805
Document Number	0662060258
Book / Page	66206 / 258
Map Reference	MB 63 PL 5485
Instrument Date	Aug 26, 2022
Transaction Type	Transfer
Record Updated	Sep 15, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	10709 FRANCIS DR, SILVER SPRING, MD 20902-3805

Mortgage

Document Number	0066206264
Date	Aug 31, 2022
Instrument	66206/264

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$482,133 (+2.3%)	$503,800 (+6.9%) Land $194,600 Building $309,200
2025	$5,552.00 (-5.95%)	$471,300 (+10.31%) Land $194,600 Building $276,700	$471,300 (-) Land $194,600 Building $276,700
2024	$5,903.00 (+33.19%)
2023		$427,233	$471,300 Land $194,600 Building $276,700
2022	$4,432.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: T-Mobile.

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