10704 Francis Dr, Silver Spring, MD 20902 Property Records

Montgomery County property record for 10704 Francis Dr, Silver Spring, MD 20902

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 1,894 sqft · built 1960
Lot Size	0.174 acres (7,565 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (May 2018)
Tax Bill	$6,309 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-01363927`

Property Details

APN / Parcel Number

Primary APN	`13-01363927`
Alternative APN	`01363927`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,894 sqft Living Area
1st Floor Area	1,194 sqft
Basement Area	700 sqft
Finished Basement	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	7,565 sqft (0.174 acres)
Deck Area	578 sqft
Patio Area	410 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01363927
Street Address	10704 FRANCIS DR
City	SILVER SPRING
State	MD
Zip	20902-3806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	NORTHBROOK ESTATES
Legal Subdivision	WINBROOK
Legal Block	E
Legal Lot Number	5
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	2
Census Block	2004
Census Tract	703902

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10704 FRANCIS DR, SILVER SPRING, MD 20902-3806
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
Feb 20, 2020	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
May 31, 2018	Grant Deed, Transfer · FHA Mortgage NFM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2018 · Amount on Record
Deed Sale	May 31, 2018 · Amount on Record
Prior Sale	Mar 7, 2001 · Amount on Record
Deed Book / Page	56105 / 506
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	10704 FRANCIS DR, SILVER SPRING, MD 20902-3806
Transaction Type	Mortgage
Record Updated	Sep 14, 2023
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0650890498
Date	Jan 20, 2022
Book Page	65089/498

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jul 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	10704 FRANCIS DR, SILVER SPRING, MD 20902-3806
Document Number	0591800032
Instrument Date	Feb 20, 2020
Transaction Type	Mortgage
Record Updated	Apr 10, 2020
Title Company	COMMONWEALTH USA SETTLEMENTS L

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10704 FRANCIS DR SILVER SPRING MD 209023806, SILVER SPRING, MD 20902-3806

Mortgage

Document Number	0591800032
Date	Mar 6, 2020
Book Page	059180/000032

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2050

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	May 31, 2018
Property Address	10704 FRANCIS DR, SILVER SPRING, MD 20902-3806
Document Number	0561050506
Book / Page	056105 / 000506
Instrument Date	May 11, 2018
Transaction Type	Transfer
Record Updated	Jun 18, 2018
Title Company	KVS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10704 FRANCIS DR SILVER SPRING MD 209023806, SILVER SPRING, MD 20902-3806

Mortgage

Document Number	561050514
Date	May 31, 2018
Book Page	056105/000514

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2048

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$554,400 (+3.22%)	$589,000 (+9.66%) Land $200,200 Building $388,800
2025	$6,309.00 (+29.02%)	$537,100 (+12.64%) Land $200,200 Building $336,900	$537,100 (-) Land $200,200 Building $336,900
2023		$476,833 (+6.75%)	$537,100 (+20.24%) Land $200,200 Building $336,900
2022	$4,890.00	$446,700 Land $200,200 Building $246,500	$446,700 Land $200,200 Building $246,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: T-Mobile.

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