10709 E 27th Ter S, Independence, MO 64052 Property Records

Jackson County property record for 10709 E 27th Ter S, Independence, MO 64052

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,276 sqft · built 1950
Lot Size	0.178 acres (7,772 sqft)
Owner	Individual Name on File
Last Sale	$183,500 (Apr 2026)
Tax Bill	$1,451 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-720-05-03`

Property Details

APN / Parcel Number

Primary APN	`27-720-05-03`
Alternative APNs	`27-720-05-03-00-0-00-000` `27720050300000001` `794377`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,276 sqft Living Area
Gross Area	2,612 sqft
1st Floor Area	1,412 sqft
Basement Area	864 sqft
Finished Basement	864 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,772 sqft (0.178 acres)
Lot Dimensions	120 ft deep x 61 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	794377
Street Address	10709 E 27TH TER S
City	INDEPENDENCE
State	MO
Zip	64052-2908
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROCKWOOD HEIGHTS LOT 42
Legal Subdivision	ROCKWOOD HEIGHTS
Legal Block	2
Legal Lot Number	42
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	2
Census Block	2016
Census Tract	11900

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	10709 E 27TH TER S, INDEPENDENCE, MO 64052-2908
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
Apr 28, 2026	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
Feb 14, 2023	Deed, Transfer · Conventional Mortgage COMMUNITY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2026 · Amount on File
Deed Sale	Apr 28, 2026 · Amount on File
Prior Sale	Feb 14, 2023 · Amount on File
Deed Document Number	202631313
Prior Transfer Date	Jan 25, 2001
Prior Transfer Doc	0000006779
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Apr 28, 2026
Property Address	10709 E 27TH TER S, INDEPENDENCE, MO 64052-2908
Document Number	0000031313
Instrument Date	Apr 23, 2026
Instrument	202631313
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	TALAN TITLE, TALLGRASS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0031315,
Date	Apr 28, 2026
Instrument	2026E31315

Lender

Name	BELL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Apr 28, 2026
Property Address	10709 E 27TH TER S, INDEPENDENCE, MO 64052-2908
Document Number	00E0031313
Instrument Date	Apr 23, 2026
Instrument	2026.31313
Transaction Type	Transfer
Record Updated	May 7, 2026
Title Company	TALLGRASS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031315,
Date	Apr 28, 2026
Instrument	2026E.31315

Lender

Name	BELL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	JACKSON MO
Recording Date	Feb 14, 2023
Property Address	10709 E 27TH TER S, INDEPENDENCE, MO 64052-2908
Document Number	00E0009503
Instrument Date	Feb 8, 2023
Instrument	2023E0009503
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	SECURITY 1ST TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10709 E 27TH TER S, INDEPENDENCE, MO 64052-2908

Mortgage

Document Number	00E0009504
Date	Feb 14, 2023
Instrument	2023E0009504

Lender

Name	COMMUNITY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Mortgage

Document Number	00E0009505
Date	Feb 14, 2023
Instrument	2023E0009505

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION
Type	Government Agency
Address	KANSAS CITY, MO 64105

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$19,849 (-) Land $3,564 Building $16,285	$104,470 (-)
2025	$1,451.00 (-26.12%)	$19,849 (-27.95%) Land $3,564 Building $16,285	$104,470 (-27.95%)
2024	$1,964.00 (+2.51%)
2023	$1,916.00	$27,550 Land $1,997 Building $25,553	$145,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	20 (1982–2017)
Claims Outside the SFHA	7 of 20
Most Recent Claim	Aug 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon, Wisper ISP.

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