10704 E 27th Ter S, Independence, MO 64052 Property Records

Jackson County property record for 10704 E 27th Ter S, Independence, MO 64052

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,240 sqft · built 1950
Lot Size	0.169 acres (7,405 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,463 (2024)
Deeds & Mortgages	Aug 2020 Mortgage Jun 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27-720-01-16`

Property Details

APN / Parcel Number

Primary APN	`27-720-01-16`
Alternative APNs	`27720011600000001` `794287`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,240 sqft Living Area
Gross Area	2,008 sqft
1st Floor Area	1,240 sqft
Basement Area	768 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Architectural Style	Ranch
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.169 acres)
Lot Dimensions	120 ft deep x 60 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	16 sqft
Deck Area	48 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	794287
Old Parcel Number	27720011600000001
Street Address	10704 E 27TH TER S
City	INDEPENDENCE
State	MO
Zip	64052-2909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROCKWOOD HEIGHTS LOT 36
Legal Range	32
Legal Township	49
Legal Section	16
Legal Subdivision	ROCKWOOD HEIGHTS
Legal Lot Number	36
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	2
Census Block	2013
Census Tract	11900

Owner

Source: Jackson County assessment roll, as of June 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10704 E 27TH TER S, INDEPENDENCE, MO 64052-2909
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2020	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG
Jun 4, 2018	Deed of Trust, Mortgage GUARANTEED RATE
Jun 8, 2018	Warranty Deed, Transfer ALPHA TITLE GUARANTY INC
Apr 12, 2018	Warranty Deed, Transfer · Line of Credit SECURITY BK/KS CTY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 31, 2020
Deed Sale	Aug 31, 2020
Prior Sale	Jun 8, 2018
Deed Document Number	2020E0078235
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Aug 31, 2020
Property Address	10704 E 27TH TER S, INDEPENDENCE, MO 64052-2909
Document Number	0000E78235
Instrument Date	Aug 20, 2020
Instrument	78235E
Transaction Type	Transfer
Record Updated	Oct 16, 2020
Title Company	SECURED TITLE/KANSAS CITY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10704 E 27TH TER S INDEPENDENCE MO 640522909, INDEPENDENCE, MO 64052-2909

Mortgage

Document Number	E78742
Date	Aug 31, 2020
Instrument	78742E

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2050

Mortgage

Document Number	E78743,
Date	Aug 31, 2020
Instrument	78743E

Lender

Name	HOUSING & CMNTY DEV DEPT
Type	Construction/Development Company
Address	1400 KANSAS CITY, KANSAS CITY, MO 64105

Agreement

Amount	Amount Recorded

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	10704 E 27TH TER S, INDEPENDENCE, MO 64052-2909
Document Number	0000E50237
Instrument Date	Jun 4, 2018
Transaction Type	Mortgage
Record Updated	Jul 3, 2018
Title Company	CLEAR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10704 E 27TH TER S INDEPENDENCE MO 640522909, INDEPENDENCE, MO 64052-2909

Mortgage

Document Number	0000E50237
Date	Jun 11, 2018
Instrument	50237E

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2048

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jun 8, 2018
Property Address	10704 E 27TH TER S, INDEPENDENCE, MO 64052-2909
Document Number	0000E49944
Instrument Date	May 23, 2018
Instrument	49944E
Transaction Type	Transfer
Record Updated	Jul 5, 2018
Title Company	ALPHA TITLE GUARANTY INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10704 E 27TH TER S INDEPENDENCE MO 640522909, INDEPENDENCE, MO 64052-2909

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Apr 12, 2018
Property Address	10704 E 27TH TER S, INDEPENDENCE, MO 64052-2909
Document Number	0000E30770
Instrument Date	Apr 4, 2018
Instrument	30770E
Transaction Type	Transfer
Record Updated	Apr 23, 2018
Title Company	ALPHA TITLE GUARANTY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	305 SW ASCOT DR LEES SUMMIT MO 640824421, LEES SUMMIT, MO 64082-4421

Mortgage

Document Number	E30771
Date	Apr 12, 2018
Instrument	30771E

Lender

Name	SECURITY BK/KS CTY
Type	Bank
Address	LEE'S SUMMIT, MO 64063

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$23,598 (+14.99%) Land $3,483 Building $20,115	$124,200 (+15%)
2024	$1,463.00 (+2.52%)
2023	$1,427.00	$20,521 Land $2,404 Building $18,117	$108,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	20 (1982–2017)
Claims Outside the SFHA	7 of 20
Most Recent Claim	Aug 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile USA, Verizon, Wisper ISP.

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