10708 Grayson St, Jacksonville, FL 32220 Property Records

Duval County property record for 10708 Grayson St, Jacksonville, FL 32220

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,097 sqft · built 2001
Lot Size1.69 acres (73,620 sqft)
Owner2 Individual Names on File
Last Sale$250,000 (Oct 2020)
Tax Bill$4,267 (2025)
Deeds & MortgagesJun 2026 Mortgage
Apr 2023 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN006572-0665

Property Details

APN / Parcel Number

Primary APN006572-0665

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,097 sqft Living Area
Gross Area3,137 sqft
1st Floor Area2,097 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area73,620 sqft
Garage TypeAttached
Garage Area756 sqft
Parking Spaces3 Parking Spaces
PorchFinished/Open Porch
Porch Area284 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address10708 GRAYSON ST
CityJACKSONVILLE
StateFL
Zip32220-1868
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR-ACRE
Legal Description52-22 19-2S-25E 1.700 CONFEDERATE CROSSING II UNIT 1 LOT 86
Legal Range25E
Legal Township02S
Legal Section19
Legal SubdivisionCONFEDERATE CROSSING IIU1
Legal Lot Number86
Legal Unit1
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE WEST
Census Block Group4
Census Block4006
Census Tract11901

Owner

10708 Grayson St is owned and occupied by two individuals who bought it in October 2020.

Source: Duval County records, as of September 25, 2026

Owner of Record2 Individual Names on File
Mailing Address10708 GRAYSON ST, JACKSONVILLE, FL 32220-1868
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 4, 2026Deed of Trust, Mortgage · Conventional Mortgage
NONE LISTED ON DOCUMENT
Apr 13, 2023Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Oct 7, 2020Warranty Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 7, 2020 · Amount on File
Deed SaleOct 7, 2020 · Amount on File
Prior SaleAug 25, 2005 · Amount on File
Deed Document Number2020221408
Deed Book / Page19400 / 2004
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Recording DateJun 4, 2026
Property Address10708 GRAYSON ST, JACKSONVILLE, FL 32220-1868
Document Number0000129861
Book / Page21931 / 593
Instrument DateMay 28, 2026
Instrument2026129861
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address10708 GRAYSON ST, JACKSONVILLE, FL 32220-1868

Mortgage

Document Number0000129861,
DateJun 4, 2026
Book Page21931/593
Instrument2026129861
Lender
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address10708 GRAYSON ST, JACKSONVILLE, FL 32220-1868
Transaction TypeMortgage
Record UpdatedApr 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address10708 GRAYSON ST, JACKSONVILLE, FL 32220-1868

Mortgage

Document Number0206441072
DateApr 13, 2023
Book Page20644/1072
Instrument2023073042
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount on Record
Term480 Months
DueApr 1, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateOct 7, 2020
Property Address10708 GRAYSON ST, JACKSONVILLE, FL 32220-1868
Document Number0194002004
Book / Page19400 / 2004
Map ReferenceMB 52 PG 22-22D
Instrument DateSep 24, 2020
Instrument2020221408
Transaction TypeTransfer
Record UpdatedDec 22, 2021
Title CompanyWATSON TTL SVCS OF NORTH FL

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,750.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5214 FOXBORO RD, 5214, JACKSONVILLE, FL 32208-1071

Transferred To (Grantee/Buyer)

NameVerified Name
Address10708 GRAYSON ST, JACKSONVILLE, FL 32220-1868

Mortgage

Document Number0194002006
DateOct 7, 2020
Instrument19400/2006
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 10708 Grayson St was $4,267 with a homeowner's exemption, up 29.5% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$268,524 (+2.7%)$410,802 (-7.52%) Land $91,790 Building $319,012
2025$4,267.00 (+29.54%) Homeowner's exemption$261,465$444,220 Land $120,000 Building $324,220
2024$3,294.00 (+2.97%)
2023$3,199.00 (+9.37%) Homeowner's exemption$208,434 (+3%)$329,801 (+11.93%) Land $89,250 Building $240,551
2022$2,925.00 Homeowner's exemption$202,364$294,650 Land $65,000 Building $229,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10708 Grayson St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims6 (1996–2017)
Claims Outside the SFHA1 of 6
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10708 Grayson St is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 82% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

Nearby Properties on Grayson St

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