10691 Grayson St, Jacksonville, FL 32220 Property Records

Duval County property record for 10691 Grayson St, Jacksonville, FL 32220

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,519 sqft · built 2004
Lot Size	1.07 acres (46,908 sqft)
Owner	Individual Name on Record
Last Sale	$207,100 (Feb 2016)
Tax Bill	$4,411 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Jun 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`006572-1045`

Property Details

APN / Parcel Number

Primary APN	`006572-1045`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,519 sqft Living Area
Gross Area	3,088 sqft
1st Floor Area	2,519 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	46,908 sqft
View / Lot	Pond
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	10691 GRAYSON ST
City	JACKSONVILLE
State	FL
Zip	32220-1891
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-ACRE
Legal Description	55-11 18-2S-25E 1.08 CONFEDERATE CROSSING II UNIT 2 LOT 46
Legal Range	25E
Legal Township	02S
Legal Section	18
Legal Subdivision	CONFEDERATE CROSSING 2 U2
Legal Lot Number	46
Legal Unit	2
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE WEST
Census Block Group	4
Census Block	4006
Census Tract	11901

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10691 GRAYSON ST, JACKSONVILLE, FL 32220-1891
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2022	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Jun 12, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2016 · Amount on Record
Deed Sale	Feb 22, 2016 · Amount on Record
Prior Sale	Mar 24, 2003 · Amount on Record
Deed Document Number	201638643
Deed Book / Page	17467 / 777
Prior Transfer Date	Mar 18, 2015
Prior Transfer Doc	0171001220
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	10691 GRAYSON ST, JACKSONVILLE, FL 32220-1891
Transaction Type	Mortgage
Record Updated	Jun 24, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10691 GRAYSON ST, JACKSONVILLE, FL 32220-1891

Mortgage

Document Number	0204582009
Date	Oct 10, 2022
Book Page	20458/2009
Instrument	2022254839

Lender

Name	M & T BANK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	281 Months
Due	Mar 1, 2046

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Recording Date	Jun 12, 2026
Property Address	10691 GRAYSON ST, JACKSONVILLE, FL 32220-1891
Document Number	0000137503
Book / Page	21941 / 2446
Instrument Date	Apr 22, 2026
Instrument	2026137503
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10691 GRAYSON ST, JACKSONVILLE, FL 32220-1891
Investor	Possibly a Property Investor

Mortgage

Document Number	0000137503,
Date	Jun 12, 2026
Book Page	21941/2446
Instrument	2026137503

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2046

Interest

Rate	6.38%
Max Rate	-1%

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$276,828 (+2.7%)	$440,848 (-7.09%) Land $90,000 Building $350,848
2025	$4,411.00 (+6.6%) Homeowner's exemption	$269,551 (+5.99%)	$474,483 (+22.23%) Land $120,000 Building $354,483
2024	$4,138.00 (+2.86%)
2023	$4,023.00 (+9.2%) Homeowner's exemption	$254,326 (+3%)	$388,187 (+10.88%) Land $89,250 Building $298,937
2022	$3,684.00 Homeowner's exemption	$246,919	$350,109 Land $65,000 Building $285,109

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	6 (1996–2017)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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