10708 E 10th Ave, Spokane Valley, WA 99206 Property Records

Spokane County property record for 10708 E 10th Ave, Spokane Valley, WA 99206

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,418 sqft · built 1940
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on File
Last Sale	$190,490 (Nov 2018)
Tax Bill	$3,354 (2026)
Deeds & Mortgages	May 2024 Second Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`45213.9292`

Property Details

APN / Parcel Number

Primary APN	`45213.9292`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,418 sqft Living Area
Gross Area	1,764 sqft
1st Floor Area	618 sqft
Upper Floors Area	618 sqft
Basement Area	528 sqft
Finished Basement	500 sqft
Unfinished Basement	28 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Shingles
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,375 sqft (0.33 acres)
Garage Type	Detached
Garage Area	400 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	10708 E 10TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99206-5522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	21-25-44 TR A SP 84-294, TOGETHER WITH THAT PTN OF TR B SP84-294 DAF, BEG AT NW COR OF SD TR B, TH ELY ALG N LN OF SD TR B 20FT, TH SLY PAR WITH THE W LN OF SD TR B 60FT, TH ELY PAR WITH THE N LN OF SD TR B 6.0FT, TH SLY PAR WITH W LN OF SD TR B 44FT
Legal Range	44
Legal Township	25
Legal Section	21
Legal Subdivision	SP#84-294
Legal Tract	A,B
Legal Block	6
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2014
Census Tract	12600

Owner

10708 E 10th Ave is owned and occupied by an individual who bought it in November 2018.

Source: Spokane County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	10708 E 10TH AVE, SPOKANE VALLEY, WA 99206-5522
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Dec 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 29, 2018	Warranty Deed, Transfer · Conventional Mortgage WASHINGTON TRUST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2018 · Amount on File
Deed Sale	Nov 29, 2018 · Amount on File
Prior Sale	Oct 26, 2016 · Amount on File
Deed Document Number	20186765186
Prior Transfer Date	Aug 29, 2013
Prior Transfer Doc	0006244580
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10708 E 10TH AVE, SPOKANE VALLEY, WA 99206-5522
Transaction Type	Mortgage
Record Updated	May 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007347100
Date	May 3, 2024
Instrument	7347100

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2044

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10708 E 10TH AVE, SPOKANE VALLEY, WA 99206-5522
Transaction Type	Mortgage
Record Updated	Apr 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007164511
Date	Dec 23, 2021
Instrument	7164511

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10708 E 10TH AVE, SPOKANE VALLEY, WA 99206-5522
Transaction Type	Mortgage
Record Updated	Apr 16, 2024
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007050514
Date	Mar 22, 2021
Instrument	7050514

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Nov 29, 2018
Property Address	10708 E 10TH AVE, SPOKANE VALLEY, WA 99206-5522
Document Number	0006765186
Map Reference	VOL03 PG49
Instrument Date	Nov 28, 2018
Instrument	6765186
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	SPOKAN COUNTY TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,395.72
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10708 E 10TH AVE, SPOKANE VALLEY, WA 99206-5522

Mortgage

Document Number	0006765187
Date	Nov 29, 2018
Instrument	6765187

Lender

Name	WASHINGTON TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 10708 E 10th Ave was $3,354, up 0.9% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,354.00 (+0.87%)	$283,400 Land $120,000 Building $163,400	$283,400 Land $120,000 Building $163,400
2025	$3,325.00
2024		$251,400 (+18.64%) Land $56,000 Building $195,400	$251,400 (+18.64%) Land $56,000 Building $195,400
2023	$2,749.00 (-2.86%)	$211,900 Land $50,000 Building $161,900	$211,900 Land $50,000 Building $161,900
2022	$2,830.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10708 E 10th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10708 E 10th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MODEL IRRIGATION DIST #18 serves 7,903 people · EPA ID WA5355550
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, TDS Telecom.

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