10609 E 10th Ave, Spokane Valley, WA 99206 Property Records

Spokane County property record for 10609 E 10th Ave, Spokane Valley, WA 99206

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,524 sqft · built 1996
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$163,000 (Jul 2015)
Tax Bill	$3,473 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Feb 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`45204.1218`

Property Details

APN / Parcel Number

Primary APN	`45204.1218`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,524 sqft Living Area
Gross Area	2,148 sqft
1st Floor Area	1,074 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Split Foyer
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	532 sqft
Parking Spaces	2 Parking Spaces
Deck Area	30 sqft
Patio Area	130 sqft
Canopy	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10609 E 10TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99206-6906
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	UNIVERSITY PL L8 B11
Legal Range	44E
Legal Township	25N
Legal Section	20
Legal Subdivision	UNIVERSITY PL
Legal Block	11
Legal Lot Number	8
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2014
Census Tract	12500

Owner

10609 E 10th Ave is owned and occupied by an individual who bought it in July 2015.

Source: Spokane County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	10609 E 10TH AVE, SPOKANE VALLEY, WA 99206-6906
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Feb 1, 2024	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Nov 13, 2019	Loan Modification, Mortgage · Conventional Mortgage MIDFIRST BK
Jun 28, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2015 · Amount on File
Deed Sale	Jul 13, 2015 · Amount on File
Prior Sale	Jun 6, 2011 · Amount on File
Deed Document Number	20156416481
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10609 E 10TH AVE, SPOKANE VALLEY, WA 99206-6906
Transaction Type	Mortgage
Record Updated	Apr 16, 2024
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10609 E 10TH AVE, SPOKANE VALLEY, WA 99206-6906

Mortgage

Document Number	0007194255
Date	Mar 31, 2022
Instrument	7194255

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10609 E 10TH AVE, SPOKANE VALLEY, WA 99206-6906
Transaction Type	Mortgage
Record Updated	Apr 16, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10609 E 10TH AVE, SPOKANE VALLEY, WA 99206-6906

Mortgage

Document Number	0007331246
Date	Feb 1, 2024
Instrument	7331246

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	479 Months
Due	Jan 1, 2064

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SPOKANE WA
Property Address	10609 E 10TH AVE, SPOKANE VALLEY, WA 99206-6906
Document Number	0006870642
Instrument Date	Nov 13, 2019
Transaction Type	Mortgage
Record Updated	Dec 24, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10609 E 10TH AVE SPOKANE VALLEY WA 992066906, SPOKANE VALLEY, WA 99206-6906

Mortgage

Document Number	0006870642
Date	Dec 5, 2019
Instrument	6870642

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 4, 2049

Interest

Rate Type	Fixed Rate
Rate	4%

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Jun 28, 2019
Property Address	10609 E 10TH AVE, SPOKANE VALLEY, WA 99206-6906
Document Number	0006817750
Instrument Date	May 17, 2016
Instrument	6817750
Transaction Type	Transfer
Record Updated	Jul 18, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10609 E 10TH AVE SPOKANE VALLEY WA 992066906, SPOKANE VALLEY, WA 99206-6906

Tax Assessment & Valuation

The 2026 property tax bill for 10609 E 10th Ave was $3,473, up 4.5% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,473.00 (+4.55%)	$335,800 Land $110,000 Building $225,800	$335,800 Land $110,000 Building $225,800
2025	$3,322.00
2024		$336,500 (+30.78%) Land $70,000 Building $266,500	$336,500 (+30.78%) Land $70,000 Building $266,500
2023	$3,229.00 (+7.28%)	$257,300 Land $47,500 Building $209,800	$257,300 Land $47,500 Building $209,800
2022	$3,010.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10609 E 10th Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10609 E 10th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPO CO WATER DIST 3 SYS 1 serves 19,035 people · EPA ID WA5393351
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, TDS Telecom.

Nearby Properties on E 10th Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures