10708 Aqua Surf Ct, Estero, FL 33928 Property Records

Lee County property record for 10708 Aqua Surf Ct, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,274 sqft · built 2001
Lot Size	0.083 acres (3,615 sqft)
Owner	2 Trust Names on File
Last Sale	$260,000 (Nov 2020)
Tax Bill	$2,981 (2025)
Deeds & Mortgages	Jun 2026 Sale Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35-46-25-E3-14000.1760`

Property Details

APN / Parcel Number

Primary APN	`35-46-25-E3-14000.1760`
Alternative APNs	`253546E3140001760` `35462514000001760` `10459773`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,274 sqft Living Area
Gross Area	1,956 sqft
1st Floor Area	1,274 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	3,615 sqft (0.083 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	100 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10459773
Street Address	10708 AQUA SURF CT
City	ESTERO
State	FL
Zip	33928-2478
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	ISLAND CLUB AT CORKSCREW WOODLANDS PH VI-A +VI-B PB 67 PGS 56 +57 LOT 176 + LOT 176A AS DESC IN INST #2010000266855
Legal Range	25E
Legal Township	46S
Legal Section	35
Legal Subdivision	CORKSCREW WOODLANDS
Legal Phase	6
Legal Tract	E3
Legal Block	2
Legal Lot Number	176
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	2
Census Block	2007
Census Tract	50306

Owner

10708 Aqua Surf Ct is owner-occupied and held in a trust since March 2025.

Source: Lee County records, as of June 17, 2026

Owner of Record	2 Trust Names on File
Mailing Address	10708 AQUA SURF CT, ESTERO, FL 33928-2478
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Nov 30, 2020	Warranty Deed, Transfer · Conventional Mortgage BAYSHORE MORTGAGE FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2020 · Amount on File
Deed Sale	Nov 30, 2020 · Amount on File
Prior Sale	Oct 26, 2010 · Amount on File
Deed Document Number	2020295793
Last Transfer Date	Mar 31, 2025
Transfer Doc	0000153020
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Jun 9, 2026
Property Address	10708 AQUA SURF CT, ESTERO, FL 33928-2478
Document Number	0000153020
Instrument Date	Mar 31, 2025
Instrument	2026153020
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	10708 AQUA SURF CT, ESTERO, FL 33928-2478

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Nov 30, 2020
Property Address	10708 AQUA SURF CT, ESTERO, FL 33928-2478
Document Number	0000295793
Instrument Date	Nov 25, 2020
Instrument	2020000295793
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26796 FELTON AVE, 26796, WYOMING, MN 55092-9609

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10708 AQUA SURF CT, ESTERO, FL 33928-2478

Mortgage

Document Number	0000295794
Date	Nov 30, 2020
Instrument	2020000295794

Lender

Name	BAYSHORE MORTGAGE FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 10708 Aqua Surf Ct was $2,981 with a homeowner's exemption.

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,981.00 Homeowner's exemption	$241,076	$334,464 Land $86,080 Building $248,384
2023	$2,766.00 (-1.71%) Homeowner's exemption	$227,458 (+3%)	$321,690 (+18.5%) Land $81,712 Building $239,978
2022	$2,814.00 Homeowner's exemption	$220,833	$271,473 Land $73,695 Building $197,778

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10708 Aqua Surf Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 99 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	99 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10708 Aqua Surf Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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