10705 Aqua Surf Ct, Estero, FL 33928 Property Records

Lee County property record for 10705 Aqua Surf Ct, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,192 sqft · built 2002
Lot Size	0.098 acres (4,269 sqft)
Owner	2 Trust Names on File
Last Sale	$905 (Oct 2010)
Tax Bill	$1,194 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35-46-25-E3-14000.1650`

Property Details

APN / Parcel Number

Primary APN	`35-46-25-E3-14000.1650`
Alternative APNs	`253546E3140001650` `35462514000001650` `10459762`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,192 sqft Living Area
Gross Area	1,889 sqft
1st Floor Area	1,136 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	4,269 sqft (0.098 acres)
Garage Type	Attached
Garage Area	429 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	91 sqft
Patio Area	233 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10459762
Street Address	10705 AQUA SURF CT
City	ESTERO
State	FL
Zip	33928-2479
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	ISLAND CLUB AT CORKSCREW WOODLANDS PH VI-A +VI-B PB 67 PGS 56 +57 LOT 165 + LT 165A AS DESC IN INST#2010000226322
Legal Range	25E
Legal Township	46S
Legal Section	35
Legal Subdivision	CORKSCREW WOODLANDS
Legal Phase	6
Legal Tract	E3
Legal Block	2
Legal Lot Number	165
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	2
Census Block	2006
Census Tract	50306

Owner

10705 Aqua Surf Ct is owner-occupied and held in a trust since October 2010.

Source: Lee County records, as of April 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	10705 AQUA SURF CT, ESTERO, FL 33928-2479
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2010 · Amount on File
Deed Sale	Oct 21, 2010 · Amount on File
Prior Sale	Nov 7, 2002 · Amount on File
Deed Document Number	2010263282
Prior Transfer Date	Oct 29, 2008
Prior Transfer Doc	0000294774
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	10705 AQUA SURF CT, ESTERO, FL 33928-2479
Transaction Type	Mortgage
Record Updated	Mar 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10705 AQUA SURF CT, ESTERO, FL 33928-2479

Mortgage

Document Number	0000066516
Date	Mar 3, 2021
Instrument	2021000066516

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	10705 AQUA SURF CT, ESTERO, FL 33928-2479
Document Number	0000017632
Instrument Date	Jan 13, 2020
Transaction Type	Mortgage
Record Updated	Feb 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	10705 AQUA SURF CT ESTERO FL 339282479, ESTERO, FL 33928-2479

Mortgage

Document Number	0000017632
Date	Jan 22, 2020
Instrument	17632

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 21, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 10705 Aqua Surf Ct was $1,194 with exemptions applied.

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,194.00 Homeowner's exemption Senior Citizen's exemption	$122,685	$292,559 Land $73,483 Building $219,076
2023	$1,056.00 (-6.88%) Homeowner's exemption Senior Citizen's exemption	$115,754 (+3%)	$278,615 (+6%) Land $87,372 Building $191,243
2022	$1,134.00 Homeowner's exemption Senior Citizen's exemption	$112,383	$262,841 Land $70,178 Building $192,663

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10705 Aqua Surf Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 99 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	99 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10705 Aqua Surf Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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