10705 Gera Rd, Birch Run, MI 48415 Property Records

Saginaw County property record for 10705 Gera Rd, Birch Run, MI 48415 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,102 sqft · built 1968
Lot Size	0.542 acres (23,610 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Dec 2023)
Tax Bill	$917 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-10-6-14-3015-000`

Property Details

APN / Parcel Number

Primary APN	`05-10-6-14-3015-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,102 sqft Living Area
1st Floor Area	1,102 sqft
Basement Area	1,102 sqft
Unfinished Basement	1,102 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,610 sqft (0.542 acres)
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	264 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	10705 GERA RD
City	BIRCH RUN
State	MI
Zip	48415-9202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 115 FT OF S 361 FT OF W 240 FT OF NW 1/4 OF SW 1/4 -- 0.63 ACRE SEC 14 T10N R6E
Legal Range	06E
Legal Township	10N
Legal Section	14
Jurisdiction	SAGINAW MI
Township / Civil Division	BIRCH RUN
Census Block Group	4
Census Block	4002
Census Tract	13100

Owner

Source: Saginaw County records · APN 05-10-6-14-3015-000

Assessment roll updated September 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	964 W GENESEE ST, FRANKENMUTH, MI 48734-1346
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2023	Warranty Deed, Transfer · Conventional Mortgage FRANKENMUTH CU
Aug 15, 2019	Warranty Deed, Transfer MORTGAGE 1 AT SUBURBAN
Nov 13, 2018	Warranty Deed, Transfer · FHA Mortgage BLG HOLDINGS INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 19, 2023 · Amount on Record
Deed Sale	Dec 19, 2023 · Amount on Record
Prior Sale	Aug 15, 2019 · Amount on Record
Prior Transfer Date	Apr 27, 2011
Prior Transfer Doc	0000014433
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Dec 19, 2023
Property Address	10705 GERA RD, BIRCH RUN, MI 48415-9202
Document Number	0000026963
Instrument Date	Dec 12, 2023
Instrument	2023026963
Transaction Type	Transfer
Record Updated	Apr 25, 2024
Title Company	CROSSROADS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10705 GERA RD, BIRCH RUN, MI 48415-9202

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	964 W GENESEE ST, FRANKENMUTH, MI 48734-1346

Mortgage

Document Number	0000026964
Date	Dec 19, 2023
Instrument	2023026964

Lender

Name	FRANKENMUTH CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2054

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Aug 15, 2019
Property Address	10705 GERA RD, BIRCH RUN, MI 48415-9202
Document Number	0000020660
Instrument Date	Jul 31, 2019
Instrument	20660
Transaction Type	Transfer
Record Updated	Aug 23, 2019
Title Company	MASON BURGESS TITLE AGENCY, MASON BURGESS TITLE AGCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$149.92
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1437 MALLARD DR BURTON MI 485091560, BURTON, MI 48509-1560

Mortgage

Document Number	20661
Date	Aug 15, 2019
Instrument	20661

Lender

Name	MORTGAGE 1 AT SUBURBAN
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2049

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Nov 13, 2018
Property Address	10705 GERA RD, BIRCH RUN, MI 48415-9202
Document Number	2018028457
Instrument Date	Nov 05, 2018
Instrument	2018028457
Transaction Type	Transfer
Record Updated	Sep 02, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10705 GERA RD, BIRCH RUN, MI 48415-9202
Investor	Possibly a Property Investor

Mortgage

Document Number	0000028461
Date	Nov 13, 2018
Instrument	2018028461

Lender

Name	BLG HOLDINGS INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Dec 01, 2046

Tax Assessment & Valuation

Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Birch Run Township
Unified School District	Birch Run Area School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$92,200 (+25.27%)	$184,400 (+25.27%)
2025	$917.00 (-51.99%) Homeowner's exemption
2023		$73,600	$147,200
2022	$1,910.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Saginaw County (26145C), updated March 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 21 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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