10620 Gera Rd, Birch Run, MI 48415 Property Records

Saginaw County property record for 10620 Gera Rd, Birch Run, MI 48415

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,392 sqft · built 1936
Lot Size3.07 acres (133,773 sqft)
OwnerIndividual Name on Record
Last Sale$40,000 (Apr 2017)
Tax Bill$2,083 (2025)
Deeds & MortgagesJan 2020 Refinance
Apr 2017 Sale
Flood ZoneZone X (minimal risk)
APN05-10-6-15-4007-000

Property Details

APN / Parcel Number

Primary APN05-10-6-15-4007-000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,392 sqft Living Area
1st Floor Area1,392 sqft
Basement Area240 sqft
Unfinished Basement240 sqft

Exterior

Year BuiltBuilt 1936
Effective Year BuiltEffective 1936
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialAsphalt
Lot Area133,773 sqft (3.07 acres)
PorchCovered Porch
Porch Area392 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address10620 GERA RD
CityBIRCH RUN
StateMI
Zip48415-9214
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-1
Legal DescriptionN 104 FT OF S 25 ACRES OF NE 1/4 OF SE 1/4 3.15 ACRES SEC 15 T10N R6E
Legal Range06E
Legal Township10N
Legal Section15
Legal SubdivisionNE4 OF SE4 OF S15T10NR6E
JurisdictionSAGINAW MI
Township / Civil DivisionBIRCH RUN
Census Block Group4
Census Block4003
Census Tract13100

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address10620 GERA RD, BIRCH RUN, MI 48415-9214
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
THE HUNTINGTON NATIONAL BANK
Apr 26, 2017Warranty Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 26, 2017 · Amount on Record
Deed SaleApr 26, 2017 · Amount on Record
Prior SaleJul 8, 2014 · Amount on Record
Deed Document Number201714236
Prior Transfer DateApr 9, 2014
Prior Transfer Doc0000016503
Record UpdatedOct 29, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAGINAW MI
Property Address10620 GERA RD, BIRCH RUN, MI 48415-9214
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001453
DateJan 21, 2020
Instrument2020001453
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term349 Months
DueFeb 1, 2049

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAGINAW MI
Recording DateApr 26, 2017
Property Address10620 GERA RD, BIRCH RUN, MI 48415-9214
Document Number0000014236
Instrument DateApr 17, 2017
Instrument14236
Transaction TypeTransfer
Record UpdatedMay 23, 2017
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount Recorded
Tax$40.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address10620 GERA RD BIRCH RUN MI 484159214, BIRCH RUN, MI 48415-9214

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionBirch Run Township
Unified School DistrictBirch Run Area School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$78,700 (+23.55%)$157,400 (+23.55%)
2025$2,083.00 (+18.76%) Homeowner's exemption
2023$63,700$127,400
2022$1,754.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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