10703 Paula Bluff Ln, Cypress, TX 77433 Property Records

Harris County property record for 10703 Paula Bluff Ln, Cypress, TX 77433

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,876 sqft · built 2017
Lot Size	0.154 acres (6,689 sqft)
Owner	2 Individual Names on File
Last Sale	$370,600 (Sep 2017)
Tax Bill	$9,358 (2025)
Deeds & Mortgages	Jan 2022 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`137-425-001-0058`

Property Details

APN / Parcel Number

Primary APN	`137-425-001-0058`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,876 sqft Living Area
1st Floor Area	1,736 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	6,689 sqft (0.154 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Patio Area	345 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1374250010058
Street Address	10703 PAULA BLUFF LN
City	CYPRESS
State	TX
Zip	77433-5355
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 58 BLK 1 CYPRESS CREEK LAKES SEC 24
Legal Subdivision	CYPRESS CREEK LAKES SEC 24
Legal Block	1
Legal Lot Number	58
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	5
Census Block	5015
Census Tract	543007

Owner

10703 Paula Bluff Ln is owned and occupied by two individuals who bought it in September 2017.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10703 PAULA BLUFF LN, CYPRESS, TX 77433-5355
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
May 8, 2020	Deed of Trust, Mortgage FLAGSTAR BK
Sep 22, 2017	Grant Deed, Subdivision Related Transfer VELOCIO MTG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2017 · Amount on File
Deed Sale	Sep 22, 2017 · Amount on File
Deed Document Number	2017418345
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	10703 PAULA BLUFF LN, CYPRESS, TX 77433-5355
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031272
Date	Jan 18, 2022
Instrument	2022-31272

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2037

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	10703 PAULA BLUFF LN, CYPRESS, TX 77433-5355
Document Number	0000208856
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10703 PAULA BLUFF LN CYPRESS TX 774335355, CYPRESS, TX 77433-5355

Mortgage

Document Number	0000208856
Date	May 18, 2020
Instrument	208856

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Amount	Amount on Record
Term	240 Months
Due	May 17, 2040

September 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	HARRIS TX
Recording Date	Sep 22, 2017
Property Address	10703 PAULA BLUFF LN, CYPRESS, TX 77433-5355
Document Number	0000418345
Instrument Date	Sep 21, 2017
Instrument	418345
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 3, 2018
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10703 PAULA BLUFF LN CYPRESS TX 774335355, CYPRESS, TX 77433-5355

Mortgage

Document Number	418346
Date	Sep 22, 2017
Instrument	418346

Lender

Name	VELOCIO MTG LLC
Address	HOUSTON, TX 77027

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 21, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 10703 Paula Bluff Ln was $9,358 with a homeowner's exemption, up 236.5% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$468,114 (+0.79%) Land $95,502 Building $372,612	$468,114 (+0.79%) Land $95,502 Building $372,612
2025	$9,358.00 (+236.5%) Homeowner's exemption	$464,447 Land $71,056 Building $393,391	$464,447 Land $71,056 Building $393,391
2024	$2,781.00
2023		$451,717 Land $71,056 Building $380,661	$451,717 Land $71,056 Building $380,661
2022	$2,314.00
2020	$1,986.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10703 Paula Bluff Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 381 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	381 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2008 · Hurricane Ike

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10703 Paula Bluff Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 433 serves 6,651 people · EPA ID TX1013350
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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