10643 Paula Bluff Ln, Cypress, TX 77433 Property Records

Harris County property record for 10643 Paula Bluff Ln, Cypress, TX 77433

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,626 sqft · built 2018
Lot Size	0.152 acres (6,637 sqft)
Owner	2 Individual Names on Record
Last Sale	$369,600 (Jun 2018)
Tax Bill	$9,216 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Jun 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`137-425-001-0057`

Property Details

APN / Parcel Number

Primary APN	`137-425-001-0057`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,626 sqft Living Area
1st Floor Area	1,668 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick Veneer
Construction Type	Brick
Lot Area	6,637 sqft (0.152 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1374250010057
Street Address	10643 PAULA BLUFF LN
City	CYPRESS
State	TX
Zip	77433-5353
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 57 BLK 1 CYPRESS CREEK LAKES SEC 24
Legal Subdivision	CYPRESS CREEK LAKES SEC 24
Legal Block	1
Legal Lot Number	57
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	5
Census Block	5015
Census Tract	543007

Owner

Source: Harris County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10643 PAULA BLUFF LN, CYPRESS, TX 77433-5353
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2019	Deed of Trust, Mortgage JP MORGAN CHASE BK
Jun 1, 2018	Grant Deed, Subdivision Related Transfer VELOCIO MTG LLC
Mar 22, 2018	Deed of Trust, Mortgage STEWART TITLE
Feb 7, 2018	Grant Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2018 · Amount on Record
Deed Sale	Jun 1, 2018 · Amount on Record
Deed Document Number	2018243652
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	10643 PAULA BLUFF LN, CYPRESS, TX 77433-5353
Document Number	0000001960
Instrument Date	Dec 26, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	GREAT AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10643 PAULA BLUFF LN CYPRESS TX 774335353, CYPRESS, TX 77433-5353

Mortgage

Document Number	0000001960
Date	Jan 2, 2020
Instrument	1960

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2035

June 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	HARRIS TX
Recording Date	Jun 1, 2018
Property Address	10643 PAULA BLUFF LN, CYPRESS, TX 77433-5353
Document Number	0000243652
Instrument Date	May 24, 2018
Instrument	243652
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 18, 2018
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	10643 PANLA BLUFF LN CYPRESS TX 77433, CYPRESS, TX 77433

Mortgage

Document Number	243653
Date	Jun 1, 2018
Instrument	243653

Lender

Name	VELOCIO MTG LLC
Address	HOUSTON, TX 77027

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 31, 2048

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	10643 PAULA BLUFF LN, CYPRESS, TX 77433-5353
Document Number	0000186818
Instrument Date	Mar 22, 2018
Transaction Type	Mortgage
Record Updated	Jun 1, 2018
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1405 OLD ALABAMA RD #200 ROSWELL GA 300762168, 200, ROSWELL, GA 30076-2168

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARRIS TX
Recording Date	Feb 7, 2018
Property Address	10643 PAULA BLUFF LN, CYPRESS, TX 77433-5353
Document Number	0000050829
Instrument Date	Dec 28, 2017
Instrument	50829
Transaction Type	Transfer
Record Updated	Feb 13, 2018
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10110 W SAM HOUSTON PKWY N #A HOUSTON TX 770647508, A, HOUSTON, TX 77064-7508

Tax Assessment & Valuation

Source: Harris County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,216.00 (+234.03%) Homeowner's exemption	$458,365 (-5.25%) Land $70,999 Building $387,366	$458,365 (-5.25%) Land $70,999 Building $387,366
2024	$2,759.00 (+20.22%)
2023		$483,772 Land $70,999 Building $412,773	$483,772 Land $70,999 Building $412,773
2022	$2,295.00 (+11.14%)
2020	$2,065.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 381 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	381 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2008 · Hurricane Ike

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 433 serves 6,651 people · EPA ID TX1013350
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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