10703 Harding Rd, Laurel, MD 20723 Property Records

Howard County property record for 10703 Harding Rd, Laurel, MD 20723

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,750 sqft · built 1990
Lot Size	0.731 acres (31,842 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Mar 2003)
Tax Bill	$7,284 (2025)
Deeds & Mortgages	Oct 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-526985`

Property Details

APN / Parcel Number

Primary APN	`06-526985`
Alternative APNs	`6526985` `526985`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,750 sqft Total Area
Basement Area	500 sqft
Finished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	31,842 sqft (0.731 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	224 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	526985
Street Address	10703 HARDING RD
City	LAUREL
State	MD
Zip	20723-1288
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	LOT 1 .7310 A 10703 HARDING RD HAYES SUBDIVISION
Legal Subdivision	HAYES SUB
Legal Lot Number	1
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	2
Census Block	2002
Census Tract	606805

Owner

Source: Howard County records · APN 06-526985

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10703 HARDING RD, LAUREL, MD 20723-1288
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 28, 2003 · Amount on Record
Deed Sale	Mar 28, 2003 · Amount on Record
Prior Sale	Dec 30, 1993 · Amount on Record
Deed Document Number	20033803
Deed Book / Page	7005 / 633
Last Transfer Date	Oct 21, 2025
Transfer Doc	0229840263
Record Updated	Sep 20, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HOWARD MD
Recording Date	Oct 31, 2025
Property Address	10703 HARDING RD, LAUREL, MD 20723-1288
Document Number	0229840263
Book / Page	22984 / 263
Map Reference	PL CMP 8729
Instrument Date	Oct 21, 2025
Transaction Type	Transfer
Record Updated	Nov 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10703 HARDING RD, LAUREL, MD 20723-1288

Tax Assessment & Valuation

Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$534,500 (+5.97%)	$594,700 (+17.9%) Land $305,400 Building $289,300
2025	$7,284.00 (+4.27%) Homeowner's exemption	$504,400 (+5.82%) Land $255,400 Building $249,000	$504,400 (-) Land $255,400 Building $249,000
2024	$6,986.00 (+34.06%)
2023		$476,667	$504,400 Land $255,400 Building $249,000
2022	$5,211.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 31, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

Based on FCC filings for 13 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.