10697 Harding Rd, Laurel, MD 20723 Property Records

Howard County property record for 10697 Harding Rd, Laurel, MD 20723 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	3 Baths
Year Built	Built 1987
Square Footage	1,610 sqft Total Area
Lot Size	22,694 sqft (0.521 acres)
Occupancy	Owner Occupied
Last Sale	$345,000 (2013)
Tax Bill	$7,751.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-508731`
Alternative APNs	`6508731` `508731`

Interior

Full Baths	3 Baths
Building Area	1,610 sqft Total Area
Basement Area	1,500 sqft Basement
Finished Basement	1,500 sqft Finished
Stories	1 Stories

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Frame Construction
Roof Material	Composition Shingle Roof
Lot Area	22,694 sqft (0.521 acres)
Porch Area	70 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating Fuel	Electric Heating Fuel
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	508731
Street Address	10697 HARDING RD
City	LAUREL
State	MD
Zip	20723-1293
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 2 .5213 A 10697 HARDING ROAD WILLIAM H COON SUBDIVI
Legal Subdivision	COON SUB
Legal Lot Number	2
Jurisdiction	HOWARD MD
Minor Civil Division	6, SAVAGE
Census Blockgroup	2
Census Block	2002
Census Tract	606805

Owner

Source: Howard County records · APN 06-508731

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10697 HARDING RD, LAUREL, MD 20723-1293
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 14, 2013 · Amount on Record
Deed Sale	Aug 14, 2013 · Amount on Record
Prior Sale	Jun 27, 2013 · Amount on Record
Deed Book / Page	15154 / 261
Last Transfer Date	Mar 19, 2021
Transfer Doc	0204410309
Record Refreshed	Sep 20, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HOWARD MD
Recording Date	Apr 13, 2021
Property Address	10697 HARDING RD, LAUREL, MD 20723-1293
Document Number	0204410309
Book / Page	20441 / 309
Map Reference	PL 6999
Instrument Date	Mar 19, 2021
Transaction Type	Transfer
Record Updated	Sep 21, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants In Common
Address	10697 HARDING RD, LAUREL, MD 20723-1293

Mortgage

Document Number	0020441312
Date	Apr 13, 2021
Instrument	20441/312

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2051

Tax Assessment & Valuation

Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$527,833 (+6.29%)	$590,300 (+18.87%) Land $300,800 Building $289,500
2025	$7,751.00 (+2.46%)	$496,600 (+5.5%) Land $250,800 Building $245,800	$496,600 (-) Land $250,800 Building $245,800
2024	$7,565.00 (+46.78%)
2023		$470,733 (+2.83%)	$496,600 (+8.48%) Land $250,800 Building $245,800
2022	$5,154.00	$457,800 Land $240,800 Building $217,000	$457,800 Land $240,800 Building $217,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Howard County (24027C), updated October 31, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.