10701 Gambrill Park Rd, Frederick, MD 21702 Property Records

Frederick County property record for 10701 Gambrill Park Rd, Frederick, MD 21702

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 5,140 sqft · built 1987
Lot Size6.4 acres (278,784 sqft)
Owner2 Trust Names on File
Last Sale$500,000 (Jun 2017)
Tax Bill$7,001 (2025)
Deeds & MortgagesJun 2017 Mortgage
Jun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN20-402962

Property Details

APN / Parcel Number

Primary APN20-402962
Alternative APN
  • 402962

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area5,140 sqft Living Area
Gross Area6,171 sqft
1st Floor Area2,388 sqft
Basement Area1,400 sqft
Finished Basement1,400 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area278,784 sqft
Garage TypeAttached
Garage Area1,031 sqft
Parking Spaces3 Parking Spaces
Deck Area696 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number402962
Street Address10701 GAMBRILL PARK RD
CityFREDERICK
StateMD
Zip21702-1615
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRC
Legal DescriptionLOT 2 SECTION 1 6.40 ACRES LAUREL KNOLLS
Legal SubdivisionLAUREL KNOLLS SEC 01
Legal Lot Number2
JurisdictionFREDERICK MD
Township / Civil Division20, LEWISTOWN
Census Block Group1
Census Block1000
Census Tract751301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

10701 Gambrill Park Rd is owner-occupied and held in a trust since October 2024.

Source: Frederick County records, as of August 26, 2026

Owner of Record2 Trust Names on File
Mailing Address10701 GAMBRILL PARK RD, FREDERICK, MD 21702-1615
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 9, 2017Deed of Trust, Mortgage · Conventional with PMI
EMBRACE HM LOANS
Jun 9, 2017Deed of Trust, Transfer · Conventional Mortgage
EMBRACE HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 13, 2017 · Amount on File
Deed SaleJun 13, 2017 · Amount on File
Prior SaleFeb 8, 2007 · Amount on File
Deed Document Number201711867-0145
Deed Book / Page11867 / 145
Last Transfer DateOct 31, 2024
Transfer Doc0171360161
Record UpdatedOct 29, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address10701 GAMBRILL PARK RD, FREDERICK, MD 21702-1615
Document Number0119170133
Book / Page011917 / 000133
Instrument DateJun 9, 2017
Transaction TypeMortgage
Record UpdatedAug 7, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address10701 GAMBRILL PARK RD FREDERICK MD 217021615, FREDERICK, MD 21702-1615

Mortgage

Document Number0119170133
DateJul 11, 2017
Book Page011917/000133
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDDIETOWN, RI 02842
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJul 10, 2047
Interest
Rate TypeAdjustable Rate
Rate3.37%

June 2017: Deed of Trust, Transfer

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address10701 GAMBRILL PARK RD, FREDERICK, MD 21702-1615
Document Number0118670151
Book / Page011867 / 000151
Instrument DateJun 9, 2017
Transaction TypeTransfer
Record UpdatedJul 19, 2017

Transaction

Additional
  • Arm's Length

Transferred To (Grantee/Buyer)

NameVerified Name
Address10701 GAMBRILL PARK RD FREDERICK MD 217021615, FREDERICK, MD 21702-1615

Mortgage

Document Number0118670151
DateJun 13, 2017
Book Page011867/000151
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDD IETOWN, RI 02842
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 12, 2047
Interest
Rate TypeAdjustable Rate
Rate3.37%

Tax Assessment & Valuation

The 2025 property tax bill for 10701 Gambrill Park Rd was $7,001 with a homeowner's exemption, up 5.8% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$588,067 (+4.19%)$635,400 (+12.58%) Land $222,900 Building $412,500
2025$7,001.00 (+5.82%)$564,400 Land $164,200 Building $400,200$564,400 Land $164,200 Building $400,200
2024$6,616.00 (+8.3%)
2023$6,109.00 Homeowner's exemption$510,933$564,400 Land $164,200 Building $400,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10701 Gambrill Park Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims3 (1981–2018)
Claims Outside the SFHA2 of 3
Most Recent ClaimNov 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10701 Gambrill Park Rd is moderate, ranking above 40% of the US, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 80% of Maryland
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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