10634 Gambrill Park Rd, Frederick, MD 21702 Property Records

Frederick County property record for 10634 Gambrill Park Rd, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 5,259 sqft · built 2006
Lot Size	6.43 acres (280,526 sqft)
Owner	Individual Name on File
Last Sale	$1,175,000 (Oct 2022)
Tax Bill	$10,795 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-366560`

Property Details

APN / Parcel Number

Primary APN	`16-366560`
Alternative APN	`366560`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,259 sqft Living Area
Gross Area	5,903 sqft
1st Floor Area	2,181 sqft
Basement Area	1,600 sqft
Finished Basement	1,600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Stone
Construction Type	Stone
Roof Material	Composition Shingle
Lot Area	280,526 sqft
View / Lot	Waterfront
Garage Type	Attached
Garage Area	644 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	338 sqft
Patio Area	540 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	366560
Street Address	10634 GAMBRILL PARK RD
City	FREDERICK
State	MD
Zip	21702-1614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	LOT 2 SECT 1 6.44 ACRES DOUBLE EAGLE
Legal Subdivision	DOUBLE EAGLE SEC 01
Legal Lot Number	2
Jurisdiction	FREDERICK MD
Township / Civil Division	16, JACKSON
Census Block Group	1
Census Block	1001
Census Tract	770700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

10634 Gambrill Park Rd is owned and occupied by an individual who acquired it in December 2024.

Source: Frederick County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	10634 GAMBRILL PARK RD, FREDERICK, MD 21702-1614
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Oct 25, 2022	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jun 18, 2018	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2022 · Amount on File
Deed Sale	Oct 25, 2022 · Amount on File
Prior Sale	Jun 18, 2018 · Amount on File
Deed Book / Page	16195 / 30
Last Transfer Date	Dec 27, 2024
Transfer Doc	0171770007
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	10634 GAMBRILL PARK RD, FREDERICK, MD 21702-1614
Transaction Type	Mortgage
Record Updated	Aug 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10634 GAMBRILL PARK RD, FREDERICK, MD 21702-1614

Mortgage

Document Number	0165480421
Date	Aug 7, 2023
Book Page	16548/421

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 25, 2022
Property Address	10634 GAMBRILL PARK RD, FREDERICK, MD 21702-1614
Document Number	0161950030
Book / Page	16195 / 30
Map Reference	MB 81 PL 94
Instrument Date	Oct 24, 2022
Transaction Type	Transfer
Record Updated	Nov 16, 2022
Title Company	COMMUNITY SETTLEMENTS & ESCROW LLC, COMMUNITY STLMTS & ESCROW LL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,937.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	10634 GAMBRILL PARK RD, FREDERICK, MD 21702-1614

Mortgage

Document Number	0001619537
Date	Oct 25, 2022
Instrument	16195/37

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Nov 1, 2027
Change Frequency	6 Months
Min Rate At Change	2.87%
Max Rate At Change	6.87%
Index	Other
Max Rate	9.87%

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 18, 2018
Property Address	10634 GAMBRILL PARK RD, FREDERICK, MD 21702-1614
Document Number	0124720138
Book / Page	012472 / 000138
Instrument Date	Jun 11, 2018
Transaction Type	Transfer
Record Updated	Jul 2, 2018
Title Company	LAWYERS SIGNATURE SETTLEMENTS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	10634 GAMBRILL PARK RD FREDERICK MD 217021614, FREDERICK, MD 21702-1614

Mortgage

Document Number	124720143
Date	Jun 18, 2018
Book Page	012472/000143

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 17, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 10634 Gambrill Park Rd was $10,795, up 9.9% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$948,200 (+8.21%) Land $141,700 Building $806,500	$948,200 (-) Land $141,700 Building $806,500
2025	$10,795.00 (+9.86%)	$876,233	$948,200 Land $141,700 Building $806,500
2024	$9,826.00 (+13.33%)
2023	$8,670.00	$732,300 Land $121,700 Building $610,600	$732,300 Land $121,700 Building $610,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10634 Gambrill Park Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1996–2003)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10634 Gambrill Park Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 77% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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